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1230 messages, Last post on Dec 01, 2009 at 8:19 AM
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Hi, A reporter wants to interview anyone who recently bought a teenager's first car, or is planning to do so. If you have a story to share, please reply to jfallon Thanks, Jeannine Fallon Corporate Communications Edmunds.com |
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A reporter is looking to talk with consumer who bought a Hyundai in January and was "assured" by the Hyundai Assurance program. Please send your email address and phone number to jfallon Thanks, Jeannine Corporate Communications Edmunds.com |
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A magazine reporter is interested in consumers who have purchased a used vehicle in the past few months. Please send your email address and phone number to jfallon Thanks, Jeannine Corporate Communications Edmunds.com |
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A reporter would like to speak to someone who has recently bought a certified pre-owned vehicle after an extensive amount of research. Please respond by Friday, February 20, 2009 to jfallon Thanks, Jeannine Fallon Corporate Communications Edmunds.com |
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A reporter would like to talk with owners of the Ford Flex. Please respond to jfallon Thanks, Jeannine Fallon Corporate Communications Edmunds.com |
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I was in the market for a new Ram 1500. It wasn't a need, as I currently have a car and knew I would be loosing money with the trade. However I received a promotion and the financing of a new truck was definitely something I could have handled. Anyways, I went in looking at the truck, went for a test drive, mentioned I was interested in a competitors model as well... The salesman asked if there was anything he could do to try and get the sale today (I fell in love with the truck and said "sure, if you could get me a really good deal") Now I did mention a few times that my credit history is still fairly new, and that if I didn't get it, it wouldn't be the end of the world as I currently own a car that does EVERYTHING I need. A month passed after they notified me that I would either need a co-sign or large down payment. (I stated that I will not use a co-signer, as any purchases I make are completely on my own.) I knew the truck deal was over, and decided to apply for a department card to make a purchase only to find out my credit check limits have been reached! I was thinking and the ONLY check that I went in for was the truck. So, I sat on that for about a week, and curiosity got me.... I ordered another credit report *only got one about two months ago prior to looking at the truck, I was decently ranked at 750.* The new report showed up as dodge applying for a loan 11 (ELEVEN) times, dropping my overall score to what is now unacceptable. I would have been fine with two or three checks, I mean two is all Mazda ever needed for my car. I have lost all trust in the dealership and dodge. If one was to be declined after two or three, it just isn't going to happen. I know they are hurting, but now they have really hurt me. Now I do have a question to that story. Is there nothing out there to protect a consumer from such behaviours? I know I consented to the credit check, but no one notified me that there was going to be so many... I now have to start to build credit all over again which is quite a set back. Regards, Nick
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Replying to: nvr (Mar 16, 2009 4:47 pm) You can get an updated report to check if anything changes for free by going to: annualcreditreport.com In fact they will give you a free report/summary from all 3 agencies, but you won't get a score. |
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