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5688 messages,  Last post on Oct 17, 2006 at 8:34 PM

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What is this discussion about? Chevrolet Silverado 1500, Chevrolet Silverado 2500, Chevrolet Silverado 3500, GMC Sierra 1500, GMC Sierra 2500, GMC Sierra 3500, Truck

#5074 of 5688 Re: GM Employee Discount On 2500HD Silverado [bronx_bomber] by stoneg Jul 14, 2005 (8:09 am)
Replying to: bronx_bomber (Jul 04, 2005 4:05 pm) Bob, Just skimmed over the link, and i'm still a little leary of it. I sell office machines for a living, and can tell you that if you purchase, I cant make any money from leasing it. What this is, is a 10% lease vs a Fair Market Value Lease. Here is the difference. FMV leases(same as car lease) will give you the lowest payment with no strings (yeah right!) at the end of the lease. If you choose to purchase it at the end of the term, you can but it will probably be for 15-25%. 10% leases (like the Smart Buy) make the payment go up a bit, but you can purchase it for only 10% of the original amount at the end. Why don't all states allow Smart Buy? maybe because the state govt's know that it is a rip off? Fininancing it make the payment the highest, but you own it, have equity, and hold all the power when it comes time to buy again. Never trade it in, always sell outright. think about it, would you rather buy a used truck from a dealer who has no idea the history of the vehicle, or from the guy who bought it new and has all the records? Good luck, and good shopping! Replies to this message: geo9 (Jul 14, 2005 8:31 am) stoneg (Jul 20, 2005 10:52 am) sebring95 (Jul 14, 2005 9:01 am)
#5075 of 5688 Re: GM Employee Discount On 2500HD Silverado [stoneg] by geo9 Jul 14, 2005 (8:31 am)
Replying to: stoneg (Jul 14, 2005 8:09 am) STONE...................Sure you can sell it yourself. But most folks don't have the cash to come up with the difference between the loan value ( the actual amt. of cash a bank will loan a private indv. person) and the actual price of the vehicle.   Buying from a dealer.........Different story..................You can in most cases borrow OVER the retail for a used/new vehicle and like most folks refinance the negative equity most have in another car and loan. Replies to this message: stoneg (Jul 20, 2005 10:52 am)
#5076 of 5688 Re: GM Employee Discount On 2500HD Silverado [stoneg] by sebring95 Jul 14, 2005 (9:01 am)
Replying to: stoneg (Jul 14, 2005 8:09 am) If you have a relatively expensive used vehicle to get rid of, it can be more beneficial to trade if your state has a like-kind exchange law for sales tax. I recently traded out Tahoe on a Odyssey and would have needed over $1500 more on a private sale just to break-even on the tax savings. I would have had to get KBB private-party just to make $500 on the deal. Not worth the effort whatsoever. Of course anyone could get ripped by trading if you don't do some research.
#5077 of 5688 95 by geo9 Jul 14, 2005 (6:04 pm)
Thats another GOOD point on the sales tax..................   Some states don't do it that way tho...........Glad NY does !.....
#5078 of 5688 Paint Protection by fitzie2 Jul 14, 2005 (6:58 pm)
Evening,, I have just purchased a 2005 GMC Sierra 2500HD. As we all know trucks are attracted to stones. I am presently debating on either purchasing the bug/stone shield or having the clear tape placed on the truck. Does anyone have this on there truck. I was looking at the 3m tape but LLumar is another option.. what do you think?   2005hd ext, Black/Char 6.0, 4x4, 410 rear Replies to this message: gmctruck (Jul 15, 2005 4:00 pm) strek (Jul 16, 2005 5:05 am) noobie1 (Jul 17, 2005 6:39 am)
#5079 of 5688 FITZIE by geo9 Jul 15, 2005 (5:19 am)
If you read back thru these forums a bug shield will be a bad idea. Wind noise, windsheild moulding reseal, etc..............   That 3m invisible bra stuff does the trick tho.!.........................   "Good luck on this one now !"
#5080 of 5688 Re: Paint Protection [fitzie2] by gmctruck Jul 15, 2005 (4:00 pm)
Replying to: fitzie2 (Jul 14, 2005 6:58 pm) Consider this... Over time, the clear tape and/or the paint underneath the tape could fade from constant UV exposure and the inability to wax the paint surface under the tape once the tape has been applied. Large stones or other objects could penetrate the tape layer.... difficult maybe, but possible. The tape layer may start to peel over time also. I have a bug shield on my '99 Sierra. The wind noise problem can be easily fixed by an application of double sided molding tape between the windshield and the weather strip on the side edges of the windshield. Personally, I don't like the way the clear tape looks. Lund makes some very nice bug shields that can be painted to match your truck if desired.
#5081 of 5688 Re: Paint Protection [fitzie2] by strek Jul 16, 2005 (5:05 am)
Replying to: fitzie2 (Jul 14, 2005 6:58 pm) I'm not convinced the bug shields are worth the money. I've had a Lund bug shield on my truck since it was new (2000). I still spend an inordinate amount of time cleaning bugs from the windshield. It does keep the rock dings from the hood, but it's not like rocks are a big problem anyway unless you do a lot of driving on unpaved roads.. I did put the 3M tape on the headlights, drls, and fog lights before a trip to Alaska a couple of years ago. I don't know how effective the tape really is, but I haven't had any broken lights and I did get some serious whacks on the windshield during that trip - trucks on the Dalton Highway really throw rocks not those little pebbles with which we normally get popped.   Strek
#5082 of 5688 Re: Paint Protection [fitzie2] by noobie1 Jul 17, 2005 (6:39 am)
Replying to: fitzie2 (Jul 14, 2005 6:58 pm) I've had the 3M stuff on my truck since Sept '01'. Put it on myself. Guaranteed for four years, so it's probably due to be replaced, although it doesn't look all that bad considering the abuse. Not the slightest nick in the paint, and it's been whacked pretty hard (infernal material trucks!). No fading of paint or peeling as suggested here, and I live in the Mojave. The only negative in my view is its inability to polish to a high gloss. I understand some don't like the look, but that's a matter of taste. There are many on-line sources. Google "Scotchguard Paint Protection Film". I got mine here:   http://www.xpel.com/   -David
#5083 of 5688 Paint Protection by fitzie2 Jul 17, 2005 (7:31 am)
Thanks for the tips. I myself like the natural lines of the truck and didn't what to alter them. I also like a chip free paint finish. Although I like the cost of the bug shield the tape seems the only option ($450 ,,,ouuch). Consumers were saying that the early versions of the 3m tape was faulty but many are now saying that the improvements are better. My local dealer here is offering LLumar as the best option and the tape carries a lifetime warrenty. Im thinking of having the hood done first to see how I like the product. Then have the fenders and lower front grill done later. Still shopping for a better price though.

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