- #4281 of 4446
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Re: Extended Warranty [nyccarguy]
by idoc2
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Jun 11, 2009 (4:45 am)
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Replying to: nyccarguy (Jun 10, 2009 7:23 pm)
I'm sorry but your math is very fuzzy. Frankly every time I work the numbers with our company's accountant its ALWAYS cheaper to own not lease. This assumes you plan to keep your car for 6 or more years. Now if you want a new car every 30-36 months the difference becomes marginal. With that said the accountant prefers we lease because its cleaner to write-off a lease payment than to run a depreciation schedule on a car you or the corporation owns.
Your analysis fails to mention the "capitalization reduction cost" (down payment) on the lease. Also, there is no way you can buy a $60K car and pay $1000/month for 60 months. And yes after 100K miles an X5 would have at least $10K of value if you sold it.
Don't kid yourself, leasing is not cheaper in the long run its simply a play on cash flow. The most cost effective way to buy any vehicle is pay up front with cash (and if you can aggressively depreciate it as a business expense)
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- #4282 of 4446
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German Filter
by joann3
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Jun 11, 2009 (8:59 am)
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I rencently bought a 1999 BMW 328 I and I have to do my first oil change. I called 2 people to inquire on price and 1 told me that the price includes a German Filter, the other one didn't mention anything about a German Filter. Is it necessary to use a German Filter? If so, why?
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- #4283 of 4446
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Re: German Filter [joann3]
by shipo
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Jun 11, 2009 (10:38 am)
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Replying to: joann3 (Jun 11, 2009 8:59 am)
In the case of BMW filters, pretty much all of them are "German". Why? Because as far as I know, there are only two or three manufacturers of filters for these cars, all from Germany, and at least one of them sells their filter with common American names on them such as Fram.
Best regards,
Shipo
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- #4284 of 4446
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Re: German Filter [shipo]
by joann3
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Jun 11, 2009 (11:11 am)
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Replying to: shipo (Jun 11, 2009 10:38 am)
Forgive my ignorance as I know nothing about cars. Is there a filter made specifically for BMW's that should be used when doing an oil change or can a generic filter be used?
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- #4285 of 4446
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Re: German Filter [joann3]
by shipo
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Jun 11, 2009 (12:28 pm)
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Replying to: joann3 (Jun 11, 2009 11:11 am)
I've used Mann and Bosch filters with no problems, however, to me at least, the Mann filter seems a bit better constructed.
Best regards,
Shipo
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- #4286 of 4446
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Re: German Filter [joann3]
by idoc2
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Jun 11, 2009 (5:28 pm)
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Replying to: joann3 (Jun 11, 2009 11:11 am)
I enjoy changing my own oil because not only can I do it at my convenience but I can do it in less than 30 min. Taking it somewhere reliable and waiting is an hour or two. Doing it myself also saves me a bundle. My dealer charges $130 for an oil change!! I have bought filters at the dealer in a BMW box for about $15 and at AutoZone in a Purolator box for $18 both made by Mann & Hummel of Germany. In my car, a 2007 328xi, these are not the typical filters that one tends to see on American or Japanese cars. They don't come self-contained in a screw-on can but rather are an uncontained corragated filter that one inserts into a canister like assembly attached to the engine. I suspect what is of equal or perhaps more importance is that one uses the correct type of synthetic oil. My car requires 7+ quarts of a BMW LL-01 certified oil. One can buy this at the dealer ($8/quart) or for somewhat less Mobil 1 0W-40 (not just any Mobil 1) as well as a few other LL-01 certified oils can even be bought at Wal*Mart. Be sure whoever changes your oil doesn't cheat on these issues.
Good Luck!!
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- #4287 of 4446
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Re: Extended Warranty [idoc2]
by nyccarguy
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Jun 11, 2009 (8:08 pm)
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Replying to: idoc2 (Jun 11, 2009 4:45 am)
Please forgive my "fuzzy math" as I just started typing and got lazy because it was late.
The cap cost reduction on the lease is $0. We don't put money down on leases.
It is cheaper to buy cash and keep a car for 8 - 10 years.
Leasing isn't cheaper, but sometimes does make more sense (no pun intended).
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- #4288 of 4446
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Re: German Filter [shipo]
by hgeyer
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Jun 15, 2009 (8:35 am)
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Replying to: shipo (Jun 11, 2009 10:38 am)
Changed my oil yesterday (as well the oil level sensor). I couldn't help noticing that my Mann filter had "made in Mexico" stamped on it.
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- #4289 of 4446
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Re: German Filter [hgeyer]
by Mr_Shiftright HOST
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Jun 15, 2009 (8:59 am)
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Replying to: hgeyer (Jun 15, 2009 8:35 am)
Why should that matter? Either Mann is known for quality or it isn't, so if the filters are built to exacting Mann specs, no problemo.
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- #4290 of 4446
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Re: German Filter [Mr_Shiftright]
by hgeyer
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Jun 15, 2009 (9:57 am)
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Replying to: Mr_Shiftright (Jun 15, 2009 8:59 am)
It doesn't matter to me at all - I wasn't trying to imply that Mexican manufacturing was a problem (sorry if I came off that way). I just thought it interesting that there is no such thing as a German/American/etc part out there. Anything can be made anywhere these days.
BTW - I love the Mann filters.
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