Last post on Mar 24, 2013 at 10:51 AM
You are in the BMW 3-Series
What is this discussion about?
BMW 3 Series, Sedan
#2092 of 30250 Insurance
Apr 26, 2001 (2:52 pm)
Insurance quotes are going to vary greatly by area and also by age. For instance, my insurance quotes dropped dramatically when I moved from Los Angeles to the SF bay area. Why? I don't know. Probably less car theft in my new zip code and less accidents. Relatively speaking, however, the BMW was very reasonable to insure. I just replaced a 1991 Acura Legend with a 330i and it's costing me a whopping $24/year extra. In fact, my '99 Jeep Grand Cherokee is slightly more expensive to insure than the BMW. Go figure. Just to give you some perspective, I'm a 34-year-old professional male with a 40-mile round trip daily commute and my insurance rate for the Bimmer amounts to about $812/year. I have excellent coverage, too. Not bad, huh?
And Braveheart, while I appreciate most of your posts, I thought you were a bit out of line with regard to the gentleman who wanted to give his wife a nce present. First of all, I don't see why that should seem so crazy - some women do still stay at home and take care of the family for a living. Additionally, bmwow has a very good point about how your comments could be taken the wrong way and it probably wouldn't kill you to apologize to her. No need to get inflammatory on these boards, just try to be helpful. My $.02
#2093 of 30250 Brave1Heart, Please don't ignore BMWOW
Apr 26, 2001 (3:03 pm)
C'mon Brave1heart! Having read soooooo many fantastic BMW related postings from you, you were the last person in this group we'd have expected such "unbelievable" comments. Giving you a benefit of the doubt here that you said what you said being carried away or more like slip of a tongue...
Generally speaking (nothing personal), if your wife really loves you, when it comes to GIFTS, sheíll never laugh at your face or get insulted by these "material things", at least my wife won't!!! I guess this is a very characteristic of true loving spouse irrelevant to any nationality...
I guess this forum is about one of the best piece of machines ever built. But I guess in our enthusiasm we sometimes get so excited that we donít even realize that by intentionally or unintentionally insulting India, Pakistan, or even South Africa for that matter, bad thing s can happen to you Ė such as your Bimmer dying on you as soon as you pick it up from the dealership or factory :o)
I know you probably didnít mean to be disrepcteful but to some it may come across that way. So my friendly advise to you would be to please apologize to BMWOW in case you havenít yet. And by the way, this Pakistani husbandís American wife canít wait to lay her hands on her dream car (330xi) that happens to be a gift from her loving husband!!!
#2094 of 30250 ds2k1 - Which insurance company do you use?
Apr 26, 2001 (3:32 pm)
I am a professional 26 year old female with no tickets and no accidents to my record living in the SF Bay Area. I've called three insurance companies and all have given me quotes around $1300-$1400 p/yr for my future 330i. This is given that I drive up to 12K miles p/yr AND includes a multi-car discount. The coverage is also minimal with $500/$100 deductibles for collision and comprehensive, respectfully.
#2095 of 30250 emilyk - Insurance
Apr 26, 2001 (3:45 pm)
I use Mercury. I've also been with them a number of years and I think I get an additional discount for being a long-time customer. I've never had any problems with them and have found them prompt, efficient and fair (as well as reasonably priced).
#2098 of 30250 My .02 RE: Insurance
Apr 26, 2001 (5:53 pm)
fyi -- I'm looking at about $1,200yr through USAA for a 325i w/ minimal coverage, no accidents or tix.
I highly recommend USAA. Their customer service and rates are tops! Literally, nationally ranked 2nd only to "Amica" (out of Cinci??) who only insures little-ol'-ladies (no offense, little-ol'-ladies in the audience). I think anyone out there who IS or WAS in the military OR have a direct family member serving/served in the military is eligible. Just for giggles I called GEICO to "save 15% or more on car insurance" and was quoted $1,750 for the same coverage! Must have something to do with my number of "re-ups" over the years.
#2099 of 30250 Received an excellent insurance quote
Apr 26, 2001 (6:07 pm)
I did call Mercury, per ds2k1's advice. They offered the best rate that I've received so far, $1850 p/yr (330i & P/U truck) with excellent coverage, low deductibles AND homeowner's insurance. This is a no-brainer, I'm signing up!
#2100 of 30250 Insurance
Apr 26, 2001 (7:03 pm)
Regarding auto insurance, I have a copy from Consumer Reports January 1997 (pretty old ?) It rated: Mercury Ins Co. is cheapest for parents and teen, young parents, and single mothers in CA (Daly City and SF) especially suburban. I am glad you mentioned insurance issue in this board. I may have to change if it goes cheaper for my future car, too. Currently i have AAA. Thanks for all the good info. I like this forum very much. Thank you all. Meg.
#2101 of 30250 bmwow/zmantop - Peace, please
Apr 26, 2001 (7:35 pm)
bmwow/zmantop, as Dave Barry says, 'No matter what you say, somebody will always get it the wrong way.' All I was trying to tell Mr. Ajay Gandhi here (orcale_xml) is to 'focus on the car...'. I have not generalized about anyone and I was actually trying to defend female boardees who seem to be in minority on this board. Read my post again. As far as my wife, she would be pissed off if I ever said I bought her a car. I did not, she makes enough money to buy her own car. Don't get love and all that stuff involved, that's too personal and way off the mark. Indian and Pakistani women ROCK, baby, let's move on. If you have been following my posts, you will know that I am not afraid of confrontations and that I find humor in everything. If there is something that bothers you or you don't feel good about, send me an e-mail and I promise I will discuss it with you off-line. We are way off the mark here and this board will not be interested in our boring discussion. My advice to you would be: know who you are and what you stand for and don't look for feedback that helps you build your confidence from any cyber stranger. This board is the wrong place for that kind of stuff - we are all here because we love cars and BMWs in particular and again, let's stay focused on that. Amen :O)