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Dodge/Plymouth Neon

1758 messages,  Last post on Sep 22, 2009 at 9:56 PM

You are in the Dodge/Plymouth Neon Forum. Your Hosts are pat & karens

What is this discussion about? Dodge Neon, Plymouth Neon, Sedan


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#784 of 1758
well..... by zapatista2000
Aug 22, 2001 (7:58 am)
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I took it for $4,400. I probably had more wiggle room, but it's the car I wanted at the price I wanted to pay (which was $1,100 less than asking), so I feel pretty good about it. I can live with the color-and my girlfriend actually likes it (and ultimately it's all about what the girlfriend likes, isn't it?) Actually, I haven't paid for it yet-just secured $200 on my Visa and I'll pay when I get home next weekend, so I could still back out and eat the $200 if I really wanted to. But I got a Carfax report and it checks out well. It's had two owners and the last person bought it a year ago and put 20,000 miles on it, so I know it wasn't in the shop a whole lot during that time. I trust my dad, and he says it's immaculate inside and out, exept for the cracked bumper, which I got two seperate estimates on, both for $350. He says it's perfectly fine to drive, and he's pretty picky, so I'll probably just wait to get rear ended.
 
If my bumper is cracked and somebody hits me and I need to get a new bumper, why does it matter if it was cracked before that? I still would need a new bumper. If the initial crack didn't make the new damage any worse than it would have been otherwise, and the whole thing needs to be replaced, regardless of whether it had been in perfect shape or had peeling paint or a scratch or even a crack, what's the difference? I would still need a whole new bumper. If my stereo got stolen and insurance covered it, would it be wrong to not report that some of the buttons had not worked before it was stolen, so they should pay me less to replace it? If my door had a scratch on it that cost 300 bucks to fix, and I got sideswiped before I could fix it, is it also wrong to allow insurance to replace the door? The real abuse is that we get gouged for insurance, then if we use it, we get further screwed with higher premiums or dropped all together. Well, what the hell is it there for? I will never get as much out of insurance as I pay into it, so as long as I'm not breaking the law, I'm not too concerned with the ethics of such actions. I hope I'm not incriminating myself.
#785 of 1758
They can pro-rate by majorthomecho
Aug 22, 2001 (9:32 am)
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Congrats on the new car. As long as you are happy that is what matters in the end. After all, you are the one making the payment.
 
I am not an insurance agent, but I believe that the amount you are given to fix your car could be pro-rated to account for prior damage.
#786 of 1758
transfer gears by voodoojones
Aug 22, 2001 (10:12 am)
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I have a 1996 dohc auto neon.
can I install transfer gears from another car (auto) to improve acceleration.
 
Will a 2.4l and trans from a PT cruiser fit in
a neon.
#787 of 1758
zapista by snowman
Aug 22, 2001 (11:48 am)
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Majorthom is wright about prorating comment. They will not give you new bumper. They will pay you for the amount of new bumper minus the amount of prior damage. So don't count on it.
#788 of 1758
ok... by zapatista2000
Aug 22, 2001 (12:44 pm)
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This is probably an exercise in futility, but I'll go along.....How are they going to know if my bumper was alread cracked if it's hanging off the side of my car or in a thousand pieces on the ground after an accident? This is all speculative, but I understand the central theme of Mike's posts: there's not much point in making a marginally necessary repair on a car that's not worth a whole lot when in all likelihood I'll be fixing that very same part once the inevitable rear end collision occurs?
 
And thanks, Thom. All things considered, I am pretty happy with it. I can't wait to bring it home.
#789 of 1758
2.4 in a Neon - Yes and No by 71charger
Aug 22, 2001 (1:37 pm)
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There is a company in Florida that makes kits for putting the 2.4 in Neons. The 2.4 is higher and requires a custom engine mount to get it under the hood. This swap was written up in one of the Mopar magazines a while ago. I don't remember which one. I'll look around and see if I can find it. You may try their websites (Mopar Muscle, Mopar Action, High Performance Mopar). Generally I've found the magazine websites pretty useless but you might get lucky.
#790 of 1758
oh boy... by buoyant
Aug 22, 2001 (6:37 pm)
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First off, congratulations on your new (at least new to you) Neon, Jeremy. I hope it gives you a lot of trouble free miles.
 
That price doesn't sound too bad to me at all and since you ordered a carfax report, you should have some extra peace of mind. Better yet, imagine how many thousands of dollars more you would have paid for a comparable Honda Civic.
 
On a different note, this insurance debate is getting quite heated. But, I think Zapatista makes a very good point (that I was having difficulty getting across to some apparently...).
 
So here's a hypothetical: if my bumper has a big dent in it now, I get it [the bumper] replaced and subsequently get into an accident two weeks later in which it has to be replaced once more, what is the difference in repair cost that will be charged to my insurer for the 2nd repair? If you guessed $0, you would be correct.
 
Causing an accident or submitting a fradulent claim is one thing. What I am referring to is quite another.
 
My current vehicle (a 1991) has 174K miles on it. Yet, I am paying the same $$ in premiums that I would if the car had 50K miles.
 
It's been awhile since I've had a law class, but it would be VERY difficult to prove the example I initially gave to be fraud. And it isn't fraud if you can't prove it. Fraud is a legal definition, not some individual's position on fairness or morality.
 
To further prove this point, try to answer this question: when was the last time you saw an insurer give a discount to a customer for driving a car with previous body damage? A car with a dent in the bumper is worth less than the identical car without, but with 999 out of 999 insurers, the premiums charged will be identical. Why? Because if either car gets rear-ended, the price for repairs will be the same!
 
It WOULD be fraud, however, if you filed a claim for the Neon you just bought a week from now falsely stating that someone hit the vehicle just after you bought it.
 
It WOULD ALSO be fraud if you got into an accident in which a different end of the vehicle received damage and you decided to "lump" the rear end damage on to that claim.
 
It is for these above two situations that your insurer requires you to state previous body damage when insuring a "new" used vehicle with them.
 
One more example: if I bought a car with a broken window and someone later stole my antenna (hey, it could happen), I would be obligated to inform the insurer that the window was previously damaged when filing the vandalism/theft claim. I would not, however, be obligated to tell my insurer the antenna had been previously bent in a carwash.
 
Hopefully, this makes it a little more clear.
 
I did not, and will not, advocate staging accidents or submitting fradulent claims, so take a chill pill.
 
Now, can we please move on?
 
Let's get back to talking about the Neon. This is, after all, the Neon board.
#791 of 1758
2.4 in the Neon by buoyant
Aug 22, 2001 (7:46 pm)
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If you add extra weight to the front of the vehicle for which it wasn't originally designed to carry, won't you be giving up some of the neutral handling characteristics of the car?
 
Wouldn't it be easier to just add on a turbo-charger kit to the original 2.0?
#792 of 1758
In all honesty... by protegextwo
Aug 22, 2001 (11:10 pm)
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If there is dent in your rear bumper, and in the unlikely event someone runs into the back of your car and heavely damages your bumper, I'm sure their insurance company well repair the rear of your car, to like new! The prior dent is cosmetic, the new more severe damage will be considered collision damage. NO fraud is involved, unless Zap2000 some how caused the accident! BTW, I'm sure the odds are slim on someone hitting a car you really want hit? "Murphy's Law"!
 
Respectfully,
Larry
#793 of 1758
2.4l by voodoojones
Aug 23, 2001 (3:48 am)
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I was considering the 2.4l as a replacement if I found a wrecked donor car. This may be the cheapest upgrate. 167ft.lbs of torque is some improvement over 133ft.lbs. Higher rated springs would solve the weight issue. Thanks for the answers!

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