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Smart Shopper Real-World Trade-In Values
38942 messages, Last post on Dec 02, 2009 at 6:53 PM
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i have a 2006 Acura TSX, this is my first lease, and it is coming to an end in december. the residual value and agreed-upon purchase price for end of the lease is $18,243. i looked at my account online today and its says that the payoff amount as of today is $18,780. when i looked ahead to the payoff amount at the end of the lease in mid-december, the payoff amount is $19,111. so i'm confused, why would the payoff amount increase toward the end of the lease? and why would it be more than the amount on the lease contract? am i just not understanding lease jargon? any insight would be appreciated. |
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Replying to: danbone111 (Sep 21, 2008 6:52 pm) |
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Replying to: smwls8 (Sep 21, 2008 10:31 am) If the car is as good as you say it is, why not keep it? What's out there right now that would do a better job of meeting your needs? |
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He/she made patently false statements about an automobile and it's manufacturer. People shooting off at the mouth making false statements attacking the safety of a car without the facts should be challenged. If this is not appropriate, this should not be called a "forum", which is an exchange of ideas, in theory backed up by fact. Insinuating a car is somehow deficient in design or quality because it shares a platform with another marque or because it was discounted(Oh my!) at the end of it's production cyle shows a complete lack of current auto manufacturing worldwide. He further made a financial claim without knowing the numbers, also not very "helpful". As far as the thickness of my skin is concerned, unless you are sitting in Baghdad, Iraq right now as I am, you are in no position to question my resolve or motives. I obviously have no problem standing up for what is right and challenging falsehoods, as I volunteered to serve in my current capacity. If you are in Baghdad, I would be more than happy to by you a beer, (non-alcoholic of course, dry base), and discuss auto's of all makes, they all have their respective contributions to the worldwide auto industry.
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Replying to: smwls8 (Sep 22, 2008 4:59 am) You're quite right, of course. I just assumed that you were posting from somewhere in Florida, since you said in your 1st post that you were on the Gulf Coast, considering a drive north to get a better price for your car. It didn't occur to me that you might be referring to the Persian Gulf. My apologies for the misunderstanding & good luck to you. |
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Replying to: smwls8 (Sep 21, 2008 10:31 am) All I know is what I read. The X-type was pretty much panned by car reviewers as being a Mondeo under the skin, and not enough car for what Jaguar was charging. Here's a typical review from Edmunds: http://www.edmunds.com/jaguar/xtype/review.html. The crash ratings were not as good as other cars, including "marginal" side impact rating from the insurance institute (so before you knock Subaru, you should drive one and know that they've had five-star ratings across the board since the beginning). I'm not sure what relevance European crash standards have since you own a car sold in America and safety requirements are stricter here. Plus, near the end, dealers could hardly give the X-types away. People just didn't consider them real Jaguars. Some Ford products are fine. I had a 2003 Mazda Tribute and for a lot less money, I had exactly the same engine as you had in your Jaguar (and maybe a lot of the same AWD components as well). It was a vehicle that served me well until the transmission started to go at 60K. By the way, for further proof of the X-type's low value, I took a quick look at the Edmunds TMV trade-in for your 2003 X-type and it's $7,702. You know what the comparable value is for the Tribute, which probably cost at least $10,000 less than your Jag when both were new? $7,202, only a $500 difference. Obviously, you have a chip on your shoulder for New Yorkers. Whatever you think of us, we know what we're talking about. I was only pointing out that your car's not going to fetch that much and if you still like it and find it reliable, it may be worth keeping. If you still don't believe me, you'll surely find out when you try to sell it or when someone delivers the verdict on this forum. |
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Replying to: smwls8 (Sep 21, 2008 8:42 am) 4.4i's are bringing only a grand or 2 more. Your Jag is probably a $10,000 car. Maybe more if it's perfect. As the other poster noted, the X-Type never took off here and Jagaur discounted the car heavily.
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Replying to: breld (Sep 21, 2008 6:47 pm) 08 Factory cars are bringing almost $20k
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Replying to: akkey (Sep 21, 2008 6:55 pm) |
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I apologize for the confusion, i do live on the Gulf Coast, volunteered to move to New Orleans in the aftermath of Katrina. Had enough of the politics of DC, considered it a good trade-off. Thanks to you Volvomax for the evaluation, actually all I was looking for in this forum. As for you LongIslander, even you, I risk my life every day over here, just so you can say what only a New Yorker can, "we know what we're talking about". Need I say more? Sam White Camp Slayer Baghdad, Iraq
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