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Volkswagen Passat Prices Paid and Buying Experience

3318 messages,  Last post on Nov 12, 2009 at 9:57 AM

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What is this discussion about? Volkswagen Passat, Sedan, Wagon

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#1290 of 3318 watchnikki by November Jul 14, 2001 (4:41 pm)
Re the Masterguard--There is a number, which I called, but they won't give you any pricing or real info. I was told they only work directly with manufacturer/dealer not private consumers. To get a price, they say call your dealer. I've had one dealer tell me $600-700 to extend warranty to end of 39-month lease, which I think is ridiculous. Two other salespeople at the dealers told me to call the finance department because they handle the warranties. I didn't like that answer at all.
#1291 of 3318 ronald15 by November Jul 14, 2001 (4:45 pm)
That price is better than the best price I've been quoted. I've been told $21,581 for an auto, but no monsoon. Also can't get a color I want.   The residual on a 39-month lease is .57 and the money factor is .00235.
#1292 of 3318 pop00 by zarin Jul 14, 2001 (10:52 pm)
What I will get: 02 variant glx tip plus 6-cd changer.   What I will pay: $800 over invoice.   - zarin   PS: I live in Boston area, where 10 VW dealers compete against each other. Also, I had pretty good negotiation.
#1293 of 3318 pop00 by zarin Jul 14, 2001 (11:12 pm)
What I will get: 02 variant glx tip plus 6-cd changer.   What I will pay: $800 over invoice.   - zarin   PS: I live in Boston area, where 10 VW dealers compete against each other. Also, I had pretty good negotiation.
#1294 of 3318 Xweb's credit thing. by cliffyb Jul 15, 2001 (8:37 am)
I guess I made the assumption that he was not carrying a huge amount of debt, especially for someone making 70k per year. Thats what I get for assuming. What I meant was that if he had a few thousand dollars on credit cards like most of us do, that was not keeping him from having 700+ credit score. If he does owe a great deal on revolving credit, then he should not be buying a new car, much less co-signing one for his girlfriend.   clsclfm-About the student loans...debt is debt. It is sometimes a neccessary evil in life but should not be treated differently thean any other debt. I paid for college as I went, but my current job requires that I drive a nice car. Should my car not count as debt because it is needed for me to make a good living?
#1295 of 3318 Cliffy by im_brentwood Jul 15, 2001 (5:58 pm)
The fact that you carry credit card balances does not hurt your score.   Yes it does. What hurts your score is either:   1) Enormous amountsof debt.   2) MAXED out credit cards. I.E. I have 2 credit cards that probably have balances on them at the moment. One is a Texaco Card which I doubt has more than $500 as a limit. I know I must have over $400 on it at the moment, because of some recent trips, its' maxed out or very nearly. The other is a Platinum VISA with a terrifyingly huge limit which I will never evenget close to, like $50,000 or something absurd like that. I have $4K or so on it.   The Texaco Card looks worse on my bureau than the VISA because the Texaco card is basically hammered out (Which looks bad) and the Visa is at probably 8% of available.   Its' like saying its' better to owe $50,000 on a 2001 Bentley than $5,000 on a 1990 Maxima.   No, I don't think its' logical either.....   Bill
#1296 of 3318 zarin... by familyofthree Jul 15, 2001 (7:58 pm)
who did you end up buying from, and when do you expect delivery? i'm looking around for a variant in the same region, and yours sounds like a pretty good deal...
#1297 of 3318 Credit Cards by cliffyb Jul 15, 2001 (8:57 pm)
Seems to me that as long as you keep paying the minimum balance on time it is pretty hard to max one out because they always make sure to raise your limit before you get there.   Again, what I really meant was that owing some money on his credit cards would not keep the guy from having 700+ credit. Obviously owing A TON of money or having maxed out credit cards that you missed payments on would. I guess I am too conservative with my finances to have seen the down side of my cards.   What I really hope that XWEB takes from my message is that he should not finance his girlfriends car.
#1298 of 3318 familyofthree by zarin Jul 15, 2001 (9:23 pm)
"familyofthree" fits my family well, too. I have contacted with three out of ten possible dealers in Boston area. Boston VW (Allston) and Brookline VW (Rt 9 in Brookline) were pretty competitive with price. I went with the latter.   About delivery, Boston said it comes in two weeks (they sounded confident) and Brookline just said it's before Sept 1 (which can be two weeks too).   Good luck with your order.   If you have questions, email me at zaringobiyahoo.com:)   zarin
#1299 of 3318 Cliffy by im_brentwood Jul 15, 2001 (10:27 pm)
Very true. But credit scores are kinda wacky...   My father probably has 10K floating on his credit cards as we speak and his beacon is a 790 (I pulled it for him quite recently). Its' a lot more than just that of course   But I've seen beacon scores hovering around 600 (Tier 4/Subprime territory) where you see nothing but perfect payment history, never a single late..etc... But you see $30-40K+ (And I've seen over $150K.. talk about terrifying) in revolving balances.   Although a lot of lenders are getting away from beacon scores. I've seen people with 640s with a recent repo that no "Bank" would touch, and I've gotten people with 625s into Jaguar Leases (Guy had an open lease on his car, wife's car, daughter's car, aircraft loan, Boat loan, and also had an antique car financed for $60K whch was a Concours XK150. Also mortgage for his house in NJ, shore house in NJ and Condo in FL) Jaguar credit used to have one tier: 1, so that took some work. Well, he also made $175K a month plus bonuses   And then there was the 20yr old Girl with a Macy's card, $500 limit VISA and I think a JC Penny card. 725 Beacon.   Take the guy with the 640 and the guy with the 625... Who would YOU loan money to?   And no, XWEB should certainly NOT co-sign for his girlfriend in my opinion either. Frankly, it won't help him that much. Banks take coXs a lot more seriously when its' a family member, and they're a lot more useful when you have no credit versus weak credit.   Bill

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