Last post on Dec 14, 2011 at 1:46 PM
You are in the Mazda MPV
What is this discussion about?
Mazda MPV, Van
#2794 of 8223 mazda guy and javadoc
Mar 28, 2002 (5:28 am)
i just signed a sales contract yesterday for 02 ES invoice + $300. i tried hard to get Subie-type deal (5k off MSRP but, w/ck in hand, nobody would bite). am very happy with deal i obtained. i beleive once news of 02 updates (engine, tranny, pwr doors, etc)reach the van-buying masses it will become, depending on supply, a much better player/seller in the market (read: sold at/near MSRP). Ody was too big for our needs and too boxy.
the MPV is for wife. i have a 2001.5 passat that i bought last may. GREAT car, very happy with it. base model (1.8T engine/manual) plus alloys & monsoon sound (no moon, no cold weather). VERY happy with it. at the time, i knew they were planning on dropping a V8 into it and potentially a V12 (i.e take it upscale into the 40k range). the quality of fit/finish/materials on my $22k passat is same on $40k. there is a little more body roll than i would like, but not too much. its side & curtain airbags are rare for its class. lots of great touches.
Mar 28, 2002 (6:10 am)
Congratulations samk3 on your new car and welcome to the club! I think you have a great deal! If you are going to finance go with peoplefirst.com If there is no incentives then dealers can't match peoplefirs.com rates.
Mar 28, 2002 (10:41 am)
I am toying with using a home equity loan at 6.5% to finance half of a 02 MPV. With being able to deduct the interest on federal taxes, does anyone know what the effective rate would be. I had heard it's about 2% less, which would mean a 4.5% loan after deducting the interest over the life of the loan.
#2797 of 8223 mazda guy
Mar 28, 2002 (11:22 am)
thanks for the peoplefirst suggestion! by coincidence, i went with them last week! 5.99% for up to 60 mos. great service, quick turnaround time. dealer offered to TRY to find a matching rate. however, once he realized i had the peoplefirst ck already he didnt pursue it.
Mar 28, 2002 (11:32 am)
people first huh? I've never gone w/a non-local bank for a loan. What are folks' impressions? online payments would be keen, and my local CU is offering 6.7% for 72mths. Sub-6% would be nice too.
#2800 of 8223 javadoc ,,, peoplefirst.com
Mar 28, 2002 (12:52 pm)
I did finance my Acura for 60 months with peoplefirst.com Their service is excellent. I just paid off Acura 3.5 years ahead of the time and peoplefirst.com mailed me title within few days. When you finance through a bank or a dealer usually you have to pay some kind of loan application fee. Therefore, even if a bank or a dealer matches peoplefirst.com's rate peoplefirst's loan is still less expensive. You can also refinance your existent loan with peoplefirst.com.
One note,however, you cannot finance KIA, Oldsmobile, and I belive Hyundai and Daweoo. I think reasons are obvious.
#2801 of 8223 Mazda Guy
Mar 28, 2002 (1:03 pm)
Maybe they learned from financing.......Yugos, Pintos, Vegas, Fieros & Covairs etc. HEHEHEHEHE. I've heard good things about peoplefirst.com.
#2802 of 8223 Access to spare tire
Mar 28, 2002 (2:48 pm)
With a spring break road trip coming up this weekend and next, I figured it wouldn't hurt to check the spare tire under our '01 LX which we have had for about seven months and 6300 miles. Make sure I can actually get the spare out, and make sure it has air in it. Removing and putting back the spare is not difficult to do, but was a bit clumsy and cumbersome, especially reaching under the car to deal with the retaining plate and its little lever. I am glad I played around with it in the garage and became familiar with it, as every vehicle I have ever owned made it a practice to have flat tires at night, or in the rain, or whatever inopportune and inconvenient time (service station help not readily available) they could manage. Fortunately I haven't had that many flats, but they always manage to be 'memorable'. So just thought I'd pass this little piece of experience on to others to become familiar with the spare and jack now, rather than on the proverbial dark and stormy night. By the way, the spare was down about ten pounds so I brought it back up to the recommended sixty.
On the subject of tires, I know that gas mileage is sometimes a dissatisfaction with MPV owners, especially now when gas prices are rising steeply in many places. I've always heard that keeping tires properly inflated will help the mileage. And keeping tires inflated is easy to do, though often neglected.
So, hope to see you on (and not beside) the road. Happy travelling! danandkat
#2803 of 8223 peoplefirst.com...javadoc
Mar 28, 2002 (6:24 pm)
mazda guy is corect re no app fee. the only fee is a $15 charge IF(!) you want the ck overnighted. they approve w/in 15 minutes on biz days.
maybe i'm odd, but after working with a dealer over a period of time i'm reluctant to start sharing income etc. by applying for loan online, it becomes a little more "distant" or "impersonal". which is what i want, in this type of transaction.
you dont have to "make the payments online" as you say. but, in order to get 5.99% you have to agree to establish an auto transfer from bank on monthly basis. YOU select the trans date. if you prefer to be invoiced monthly you pay an extra .25%. if you apply for the loan itself over the phone or by fax, instead of online, you pay an additional .5%. still a competitive rate.
let me know if any other Qs. dealer is searching for my Sand 02 ES. should be able to p/u next week.