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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Many, many thanks. Looks like you've been busy this morning! Your willingness to make this information available is absolutely invaluable. If I may push my luck for one more: 2004 Saab 9-5 Arc Sedan, 36 months, 15,000/year ( I currently lease a 2001 9-5 SE, and Saab's lease rates are usually pretty competitive). Again, many thanks for all your efforts. |
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car_man, thank you for the detailed response. I should have made myself clearer--the dilemna i face is should i buy out the lease on the 3 year old acura mdx, or buy a NEW explorer for roughly the same price. looking 3 to 5 years down the road, which car will have more value? thanks again, brucee |
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Thanks for the numbers on the Odyssey lease. I am going to complicate things a little. My salesman is offering me a 42 month Honda lease. Can you give me the Honda numbers for a 42 month lease? I also want numbers for a 36 month lease at 12,000 miles per year (not the 15,000 you quoted). One more question, does the 42 month lease include 42,000 miles or 36,000? I have seen some 39 month leases with 36,000 miles allowed. All the numbers (residual and money factor) are the same, you just have 3 more months to pay for it, so it makes for lower payments. The 42 month lease my dealer is quoting me is also a lower monthly payment, so I wonder if the extra 6 months just allows me to divide up the total payments by 42 months, but the miles have to be kept at 36,000 to keep the depreciation low and the residual high. Can you help me with this? Thanks! |
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Wow; many thanks for the Honda lease information. One more question: what are the residuals for 12,000 miles? Can I assume an additional 2% for all of the above with 12,000 miles? Thanks again and sorry for not being more specific the first time but I am playing with the numbers for both 12,000 and 15,000 miles. Thanks. |
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AHFC Honda lease residuals are almost always 2% higher for 12K leases versus 15K. regards, kyfdx |
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| You'd have to see how your residual aligns with current market value for the MDX. If they're pretty close, then the 3 year old MDX should be worth more in three years (at age 6) than the new Explorer, simply because a vehicle will lose a larger % of its new sale price in years 1-3 than in 4-6. | |
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First of all, How are you? It's been about five months now and the allroad is great. Thank you so much for your wit and wisdom. So great in fact, my wife has confiscated the car, and refuses to give it back. Her car lease is up so I'm looking for a car for myself...AGAIN! I'm looking at another allroad, this time a 2.7T 6 speed, or a 4.2 Tiptronic; 39 months, 15K/yr. What are the residuals and money factors for these two automobiles for the month of November? Always a pleasure, JB |
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I have a question for any one here who can help. If an individual has a lease on a car and is in the National Guard and is being activated to be sent to Iraq what is their legal obligation as to the lease. Can it be terminated? If law varies by state I am interested in the law in Maine. If anyone can answer this quickly I would appreciate it. If you can respond to my e-mail it is ssj1952 yahoo.com. Thanks.
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They would probably not lease to people in the reserves if reservists could cancel their obligations if they got deployed. What a massive risk to the Leasor. It's not like an apartment where the landlord might have a good chance of getting a new tenant if the first tenant moves out early. This is something the person leasing should think about before leasing. "What if I lose my job? What if I need to move?" |
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Car Man, While we're at it, let's also look at theVW Passat W8 4 -motion wagon, and the BMW 525 wagon. Both at 36/39 months, 15K mile/yr. Thank you so much, and it's reassuring that you're still here to help. JB |
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