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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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You're welcome, mntlevy. As you can imagine with such a popular vehicle, Honda does not currently have any lease support available on the Odyssey. So if you decide to lease a 2000 Odyssey through American Honda Finance Corp. for 36 months and with 12,000 miles per year you will have to pay their standard lease money factor of .00371 for 36 months and use a residual value of 57%. If you are strictly interested in getting the lowest monthly lease payment then the Dodge Caravan is probably your best bet. There are huge discounts on the Caravan right now, but dealers aren't willing to do much for consumers with the Sienna or the Odyssey in most cases. Car_Man Smart Shoppers / FWI Co-Host |
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| Hi car_man--Thanks again for your help. I am comparing the A6 2.8 Q, the C240, the A6 2.7t and the E320. This is why I am having such a difficult time with the money factors. Several posts above you mentioned that Audi Finance was offering .00260 for a 36 month lease for the 2.7t. Is this the case? On the "other" Audi forum a dealer rep who haunts there indicated that the current rate is .00395. Would the A6 2.8Q also qualify for the .00260 rate if it is still in effect. This info is crucial to me if I am to have a reasonably informed negotiation. I really appreciate your expertise as I cannot seem to get a straight answer from anyone. I obviously cannot get an honest answer from any of the MBZ dealers. They are double or triple dipping on their cars with full sticker and marked-up money factors. Thanks! | |
Hi again phoenixmercede  . Don't worry about all of the questions, the more the merrier. Yes, Audi does have a .00260 lease money factor available on the 2001 A6 2.7T for up to 39 month terms through October 3rd. The Audi Financial Services money factor for this car definitely is not .00395. The individual who said that this was the case either didn't know any better or was attempting to mark the base money factor up to create additional profit. No the 2001 A6 2.8L quattro does not qualify for the aforementioned money factor. If you lease one through AFS they will use a slightly higher rate of .00300.I am glad that you find this information so helpful. Please feel free to come back as often as you like to ask additional questions or let us know which vehicle you eventually choose. Car_Man Smart Shoppers / FWI Co-Host |
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Hi car_man.. I'm wondering if you can tell me what you think. Jeep is offering me a 2000 GC Laredo at invoice, $3800 lease cash, a 52% residual and a mf or .00389 for 24 months. The salesguys are so sleazy, I can't decide if I should take this deal or not. Thanks, Tom |
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Hi Tom. If you are able to lease a 2000 Jeep Grand Cherokee at invoice and then have the $3,800 lease cash taken off of the price I would say that you have done a pretty good job at negotiating. As far as the money factor and residual value that you were quoted are concerned, they are right in line with what Chrysler Financial has available on this truck through October 2nd. On a side note, from the looks of the residual value, I am guessing that this is a 2WD Grand Cherokee. Am I right? Just curious. Car_Man Smart Shoppers / FWI Co-Host |
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Actually, it's for a 4WD... Thanks for the info. |
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Well I was close  . You're welcome for the information.Car_Man Smart Shoppers / FWI Co-Host |
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Hi - My credit union is offering something called a 'lease alternative' loan - and they list an interest rate of 9%. Is anyone familiar with this kind of loan/lease, and how to calculate payments? The way they describe it, it sounds like it's pretty much a balloon payment at the end. I'm looking at a (slightly used) 2000 Lexus GS300 w/ Navigation and chrome wheels. Dealer price is $39000. Seems like a pretty good deal. Does anyone have any insight into how to calculate the payments on this 'lease alternative' and if it's a better way to go than a lease? Thanks Ira |
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Hi, Wasn't sure where to post my question but thought I'd try 2 different threads...sorry for the redundancy. I tried to lease a Jetta 1.8T with various options that put the car at $24300 MSRP... My final offer on the car was $360/month before tax, 36month/12K, $0 cap red... Bottom line, the let me walk out the door... I thought the offer was very fair...what do you think? Thank in advance, Paul |
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Paul, I responded to your post in the other topic that you placed it in. Please check there for my message. Thanks. Car_Man Smart Shoppers / FWI Co-Host |
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