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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Replying to: Car_man (Sep 18, 2005 5:54 am) I went to the only VW dealership in our town this weekend. The finance manager told me the residual for 36mo/36k was 59%, and tier A money factor was 0.00065, the same numbers you posted. But he said tier A is for customers with credit scores of 740+, or with five "lines of loan history" (I cannot remember the exact term he used). Because my credit score was in the 690's (which is in the right ballpark because I had around 690 earlier this year), and I had never applied for any loan before, I was quoted with a 0.00167 money factor. My wife and I consider this an ok rate for a first time loan applicant? Do you think this is a good rate? And is this criterion, or similar ones, for top tier credit common among banks? Thank you. Ning |
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Hi Car_man, I am looking to lease a 2006 Saab 9-3, MSRP 30270, Selling price 27454 (GMS employee price), 24 months, 12k mi per year. Can you calculate the money factor and monthly payment for both 24 months and 36 months? Saab has a national advertised rate of 299/month plus 2999 down, but It isn't clear to me how much of that is acquisition cost and fees versus cap cost reduction. I also want to avoid paying money up front as you suggest. Thanks for the help! |
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Replying to: Car_man (Sep 19, 2005 1:47 am) Ning |
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Replying to: skoontz (Sep 19, 2005 5:46 am)
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Hi, How can I find out the buy rate lease money factor and residual value for a 2006 Honda Civic LX Coupe for a 36 and/or 39 mo. lease with 15,000 miles/yr. in Orlando, FL? Is this information that I can simply ask the salesperson for over the phone? Do I have to visit the dealership to get this info? I am trying to gather as much information as I can BEFORE I go into the dealership to make my purchase/lease. Thanks! |
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Hi Carman, Looking to Lease a Pilot EXL in Southern California and wanted to see what the residual and money factors were like 2005 model 36 months (or other term if there is a better residual for them) 15k/yr. Thank you for your help, Dean |
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Replying to: Car_man (Sep 19, 2005 2:00 am) Thanks for your quite helpful reply. Best, Gary K. |
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Car_Man, Is Chrysler offering any lease support on the 2005 Crossfire Limited with auto trans? Interested in leasing one  15k miles year. Any hot 24/36/39 month deals going on for this model? What kind of res. and MF are we looking at? And any lease cash available? Thanks!
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Replying to: kmouradian (Sep 19, 2005 11:08 am) kirstie_h |
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Replying to: roosa (Sep 19, 2005 8:26 am) I'm still looking for someone to share experience/knowledge on whether I should pay sales tax up front or roll into cap cost. My hypothesis here is that I avoid paying interest on sales tax by paying up front. If this logic is flawed, someone please let me know. Thanks, Sean
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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here
