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23872 messages,  Last post on Sep 20, 2005 at 8:08 AM

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What is this discussion about? Car Leasing


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#23773 of 23872
Re: Leasing Deals? [scamutz181] by bdr127
Sep 10, 2005 (12:47 pm)

Replying to: scamutz181 (Sep 10, 2005 9:31 am)

I am changing jobs, and while I previously had a company vehicle, I will now have to buy one. Is there a site that lists the current specials/incentives on leases? I am not real picky about what I will be driving, as long as it is a good looking vehicle with all of the bells and whistles..but finances will be tight until commissions start coming in, so I'd like to lease something for 24 months or so rather than buy. Any ideas?
 
I know you said you are not picky, but could you give us some more info on what you are generally looking for?.... What are "bells and whistles" to you? To some it's power doors/windows/sunroof; for others, it's navigation and radar cruise control.... What kind of price/payment range?
#23774 of 23872
SUV Help by someguy1
Sep 10, 2005 (6:42 pm)
Anyone,
 
I would love the residuals for 3 years 15K a year on the following SUV's
 
2005 Infiniti FX35
2005 Acura MDX
2005 BMW X3
2005 Audi All-Road 2.7T
 
Thanks in advance
KA
#23775 of 23872
car man could this happen by mcho3
Sep 11, 2005 (12:06 am)
my girl friend and i were s hoping for a new 2005 tl w/nav and got this great deal from one of the dealers. when we went we agreed on the price right away and gave them the deposit. then this is the part, well we told them that she was from out of state and that she is here for next two month trying out a position here localy. Then they told me that every thing should be ok and that come back for the car later. when we left they called us and told me that bank did not approved the loan and that the monthly payment would be $30 more because the residual at this new bank will be lower. then i told them that i will co-sign or provide letter providing her future employment locally i mean i was going to provide what ever they wanted to keep the deal. But when we got to the dealer they had the deposit check in there hand ready to say :"sorry we tried and isn't going to work, here is the check." they just didn't try to make the sales at all. it feels to me they just stated the low price to get us in and when we didn't fall for their ways they just dumped us for another customer. what do you think about this? please let me know? they didn't want to do anything else? what am i missing here.
#23776 of 23872
Re: Leasing Deals? [bdr127] by scamutz181
Sep 11, 2005 (3:30 am)

Replying to: bdr127 (Sep 10, 2005 12:47 pm)

Ok, maybe not bells and whistles...just not a stripped down vehicle. I need power everything, enough room to fit my wife and three kids in it if need be. No radar cruise, scanners, nav. system necessary.
 
I'm looking for respectable transporttation for the shortest lease term possible...(24 months I assume?) I will be selling new high end housing, so I just need something as cheap as possible for now, but that I can still put a couple of clients in to drive them around the subdivision.
 
I see adds on tv for $299 Lexus sedans, etc...but can't seem to find them now that I'm in the market.
 
Ideally, under $300, with up to around $2500 down. I could go more if necessary, but that's the ideal.
 
Does something like this exist?
 
Thanks.
#23777 of 23872
Re: car man could this happen [mcho3] by rroyce10
Sep 11, 2005 (5:09 am)

Replying to: mcho3 (Sep 11, 2005 12:06 am)

.... **:"sorry we tried and isn't going to work, here is the check." they just didn't try to make the sales at all. it feels to me they just stated the low price to get us in and when we didn't fall for their ways** .....
 
                    First of all, we need to get you into "paragraph school" .... trying to read your post is like trying to hit a Lob Wedge 100 yards, it's almost impossible unless you're Tiger Woods ........
 
                     Anyway, I doubt very much the dealer was just trying "to get us in and when we didn't fall for their ways" .. what would be the point.? their time is certainly worth more than yours, especially if they don't get the sale .. it sounds like a credit problem -or- a lack there of ... maybe limited credit with no "real means" of employment, maybe no cash down or very limited..? ..... if the dealer handed back your check, then there is alot more than you are telling us........
 
                                                                                                 Terry.
#23778 of 23872
Back in this Discussion by Car_man HOST
Sep 11, 2005 (7:24 am)
Hi everyone. I have been working on another project for Edmunds.com for the past several days and have not spent much time in this discussion. I would appreciate it if those of you who still have questions that you would like to have answered post them again. It would be helpful if you post any model-specific questions about leasing in the new discussions that I created over in the Prices Paid and Buying Experiences forum. I will be happy to answer any general questions about leasing here. Thanks and talk to you soon.
 
Car_man
Host
Smart Shopper / Prices Paid Forums
#23779 of 23872
G35 Lease Questions by gregm3
Sep 11, 2005 (9:41 am)
Hey car_man
 
This is a great forum to get information, thank you for that! I am looking at leasing or purchasing a 2005 Infiniti G35 Coupe/6mt/premium/aero package (MSRP $37,250). If I lease, it will be for 36 months/12,000 miles a yr. Could you tell me what the current (September) MF and residual is for this car?
 
If I purchase, it will probably be for 48 or 60 months. Could you tell me what the current interest rate is from Infiniti Financial Services (top tier credit)?
 
Thanks in advance!
#23780 of 23872
Re: Back in this Discussion [Car_man] by motorista
Sep 11, 2005 (12:52 pm)

Replying to: Car_man (Sep 11, 2005 7:24 am)

Welcome back, Car Man. Here is my re-post from a few days ago, as requested. I tried the new forum you indicated but could not figure out how to post there - I'm new to this web site so it's probably something dumb I'm doing/not doing.
 
Thank you for your reply, Car Man! I really appreciate your advice.
So, here's my gentle reminder, as you requested, plus a recap of where I am:
  
- The car:
2005 Phaeton V8 w/ PCX Comfort and Cold Weather package and 4F6 Keyless Access, MSRP 73,955 including 1,300 gas guzzler tax and 655 destination charge.
  
- My situation: at least 20kmiles/year, possibly more. I have a trade valued at 17500 on which I owe approx. 13,300. I can put down the difference towards the new car if opportune.
  
- What I was offered (*before* VW's latest incentives of 9/7):
Selling Price 68,539 with zero down. To compute amount to be financed add 7% sales tax and about 1000 for title, registration & Misc.
Lease: 48 x 969, 20kmiles/year, residual approx 29500. Or
Buy VW financing 66 x 1185 2.9%. Or
Buy bank financing net of dealer 5500 cash incentive, 60 x 1259 5.24%
  
I understand that VW has now increased the dealer cash to 7500 for bank financing, and added a new 2000 dealer cash incentive for VW financing. I still don't know if they sweetened the lease terms.
  
Let me know what you think.
Motorista
#23781 of 23872
questions re '06 SLK350 and '05 SL500 lease by jhk_db
Sep 11, 2005 (4:32 pm)
Can you provide me with the money factors and residuals for the MB SLK350 and the MB SL500? The 2006 SLK350 would have a number of options including the COMMAND/NAV (msrp $56K) and the 2005 SL500 would have the comfort package (msrp $96K). The lease would be for 36 mos, 12K per year. (In case you need it, the region is Florida.) Thanks.
#23782 of 23872
Re: G35 Lease Questions by Car_man HOST
Sep 12, 2005 (1:49 am)
You're welcome gregm3. If you were to lease a 2005 Infiniti G35 Coupe through Infiniti Financial Services right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00199 and 58%, respectively. Infiniti is not currently providing any special financing rates on the 2005 G35 Coupe. As a result, if you were to finance one through IFS, you would have to use its standard interest rates. Chances are that you will be able to beat its standard rates by financing through an independent bank. If you decide that you want to finance, it would be in your best interest to get pre-approved before discussing rates with your dealer. Doing so services two purposes. First it gives you an idea of what sort of interest rate you qualify for. Second it will motivate the dealer that you buy from to try to beat your pre-approved rate.
 
Car_man
Host
Smart Shopper / Prices Paid Forums

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