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#19784 of 23872 Nissan by steevo May 03, 2005 (1:04 pm)
Are the new MF and Res numbers out yet for May on the Altima and Maxima? SE models. Also, In NY,When you trade in a vehicle its value is used against the purchase price of the new vehicle when figuring sales tax....DOes this benefit extend to leasing? I have not traded in on last few cars I leased and don't remember..Planning to trade this time.   ALso..Does the Altima SE lease program include the SE-R model? Replies to this message: steevo (May 05, 2005 4:37 am)
#19785 of 23872 May Lease Rates Honda Odyssey by ch7656 May 03, 2005 (3:41 pm)
Car_man- Thanks for the info last week on the April Odyssey rates...I'm still in the market and would like to know how things look for May.   Specifically I would appreciate MF and residual info on a 36 month 12k lease in SoCal. Both for the Touring Model and the EX Leather.   Thanks!
#19786 of 23872 05.5 Audi A4 2.0t Avant Quattro "Buy Rate" by ltrain May 03, 2005 (5:48 pm)
hi car_man, i'd like the MF and Residual on an 05.5 A4 2.0t Avant Quattro for 36 mos 15k yr. is it the same as April's #'s at .00015 and 56%? i got a good quote from a dealer fo one equipped w\ premium, cold and lighting packages for $35, 925 w\ an MSRP $36, 625 and am looking to move quickly.   thanks in advance, ltrain
#19787 of 23872 Re: what questions do you need to ask when leasing a car [Car_man] by toy4me May 03, 2005 (8:01 pm)
Replying to: Car_man (May 02, 2005 3:29 pm) I know this will probably be a stupid question but I don't know much about leasing! How do you, or can you, negotiate a "money factor?" I have perfect credit and can get a very low rate on financing through Costco/Capital One (in the 5% range for a 36 month loan).   I'm interested in getting a 2005 Toyota Sequoia (not sure yet which trim level but probably Limited RWD), which I will probably keep for only a couple of years, until the new version comes out (or the Lexus version, if there ever is one). I'd like to invest as little as possible on this vehicle, since I'll buy the next one and keep it for a long time. My wife will be the primary driver (stay-at-home mom) so mileage restriction isn't a problem. The "lease vs. buy" part says that I should buy because I'll save about $2.00/month, but I'm not sure if I can negotiate the money factor to my advantage for a lease.   We're upside down on my wife's 2001 Highlander (bad lease prior to our new marriage) by about $5000 but we need a bigger vehicle for our blended family. What do you recommend we do? Thank you for your help.
#19788 of 23872 Re: SUV Residuals? (GX470/Toureg/Landcruiser/Cayenne/XC90) [Car_man] by johnnyb_m May 03, 2005 (9:39 pm)
Replying to: Car_man (May 03, 2005 3:28 am) Carman,    I just noticed that Volvo seems to be subsidizing the XC90 as well. Have you looked at this lease? I know it was at the bottom of my list, but the 3rd seat is starting to win favor with my wife.   I'd appreciate your opinion on the terms for this lease and your thoughts on being able to negotiate a lower cap cost.   Lastly, I assume these terms can't be applied to other XC90 models (either the T6 or the V8).   I'm anxiously awaiting the VW release of their latest offers as well.   thanks john
#19789 of 23872 repost: Lease Residuals on a Highlander by ddelise May 04, 2005 (2:42 am)
In New Jersey, my mom went shopping for a Highlander AWD.    The dealer provided the base money factor (.00106) and residual value of 62%, as well as a very fair selling price ($50 over invoice). However, they computed the residual value not on the full value of the MSRP ($31,690), but in the following way: 62% of base MSRP (before options) of $27,590 = $17,105.80. Approximately 28% of options of $4,100 = $1,148. Total = $18253.80, instead of 62% of $31,690 = $19,647.    Is this standard Toyota Financial practice? Is this something the dealer has the option of doing? In other words, is it negotiable to have them residualize the entire dollar amount of the options/entire amount of the MSRP? Obviously, if this is done, then the lease amount will be lower (approximately $30-40/month or so).   Also, now that we are into May, can I get the updated 36 month, 12k (and 10k if available) residual and money factor for the Highlander 4x4 6 cylinder (NOT Limited)?    Thanks for your help.    Damon
#19790 of 23872 Audi A4 Lease by gwarrenfl May 04, 2005 (3:28 am)
Car_Man While answering post 19786 re. Audi lease rates, please include this. My A4 Cabriolet, that was order came in to the dealer yesterday Salesman says "I MUST SIGN CONTRACT AND TAKE DELIVERY TODAY!" . Unfortunately it will mean I have to take the entire day today as I now have to get the transaction together for ending my current Chrysler Sebring lease early. I had put together an agreement for Carmax to buy car directly from Leasing company, and I will not have any liability I will have to get everything redone as I will need a new appraisal and then Carmax has to get in touch with leasing manager etc etc. Then I will have to get my New Audi and finalize.   So is the Salesman correct in saying that it has to be done today? On Monday the same salesman said " the car is being shipped and should be in May 9th, and I would have the same lease deal that we agreed on" . So does the car being at the dealer change there ability to hold a lease program? Need to know ASAP as I would have to make this my activity for today? As always thanks,   Gary W
#19791 of 23872 Re: Chrysler Rebates/Incentives by Car_man HOST May 04, 2005 (3:30 am)
Hi fish8. This particular discussion is for community members who want to discuss leasing. For answer to questions about automakers' incentive programs, visit the following discussion: "Rebates, Incentives, APRs - Questions & Comments". Thanks.   Car_man Host Smart Shopper Forum
#19792 of 23872 Re: Lease Residuals on a Highlander by Car_man HOST May 04, 2005 (3:43 am)
Damon, the salesperson that your mother was working with was unfortunately telling the truth. While most banks calculate vehicles' residual values using a percentage of their full MSRPs, Toyota Financial Services' residual values are based upon a percentage of vehicles base MSRPs. It places limits on the amount of money that can be residualized for many options. This often makes vehicles a little more expensive to lease through TFS than they would be using the same program, but another bank's residualization policy. Individual dealers do not have the option to change this.   Car_man Host Smart Shopper Forum
#19793 of 23872 Re: Lease on 2005 545 by Car_man HOST May 04, 2005 (3:44 am)
Hi frank310. BMW just introduced its new May lease program yesterday. I have not had an opportunity to take a close look at it yet. If you would like, please feel free to post a reminder in this discussion for me later on this week and I will be more than happy to fill you in on what I have been able to find out about the new program.   Car_man Host Smart Shopper Forum Replies to this message: frank310 (May 04, 2005 3:58 pm)

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