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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Replying to: Car_man (Apr 19, 2005 3:13 am) I am from NJ. I used the 'calculate your own lease payment' and if I worked this out right, I am now paying $24 too much for a longer term lease (and if I'm right, is there a way to renegotiate a lease?) This is how I did it: MSRP:$34,558 Net Capitalized Cost:$31035.77 1. Residual: $34,558 * .62:$21,425.96 2. Depreciation: $31,035.77-$21,425.96 = $9,609.81 3.Monthly Depreciation Payment:$9,609.81/36 = $266.94 4. Money Factor Payment Portion: ($31035.77 + $21,425.96) * .00106 = $55.61 5. Bottom Line Monthly Lease = $322.55 6. With State Tax (6% included) = $322.55 * 1.06 = $341.90 I'll be paying $365 so if this is right I got taken by a lot.  Thanks for your advice. |
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Hello ibs. The stairstep program that provides dealers with $200 to $750 on Accords and Civics is a national program. Having said this, this is a dealer cash incentive. That means that not only are dealers not obligated to share it with consumers, they don't even have to confirm that it exists. The more Accords and Civics dealers sell, the more money they get back from Honda. The exact amount that each dealer receives through this program will vary, but most dealers will probably receive $300 to $400 per car. Honda's lease program for Accord and Civic coupes are the same as they are for sedan models. Car_man Host Smart Shopper Forum |
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Replying to: Car_man (Apr 19, 2005 2:08 am) |
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Replying to: golovast (Apr 18, 2005 5:27 pm) |
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Replying to: Car_man (Apr 19, 2005 3:19 am) |
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Replying to: Car_man (Apr 19, 2005 3:10 am) I called the Texas state comptroller's office. When leasing a vehicle in Texas you pay 6.25% on the whole vehicle, not just on the leased part. I'm not sure what changed as far as the previous posts that mentioned some sort of Texas tax change. It definatly was not the tax on the whole vehicle part. That bumps up the payment on a base MDX 50 freakin bucks. THAT STINKS. Hope this helps..Dan |
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| I am interested in leasing a 2005 Infiniti FX35 (with sport package and cargo protector). I have spoken to several different dealerships via email or the phone. Before I start talking money factor and residuals, I've been trying to get an out the door quote of some sort. The most recent quote was $41,250. According to the Internet Manager this includes the final figure plus taxes (I live in VA), tags, and the processing fee. According to Edmunds, the MSRP for this same vehicle and the options I stated is $39,080. Therefore, is $41,250 after taxes, tags, and fees a good deal? | |
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Fellow netizens , Audi currently has a decent deal on the A6 , .00129 MF base and 56% Residual for 36 months .... plus $1500 rebate for Audi loyalty. We are in no hurry to buy though. I have been shopping around on the internet, and the questions I have are : Is it worth waiting for next month's lease rates ? What is the typical direction for lease rates at this point in a brand new car's life cycle ? Thanks in advance ! |
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Car_Man, can you figure out a least payment for me? 36 month lease, 15k/year, MSRP of $37k, selling of $34,632, money factor of .00215, residual of 60%. Normal fees and such, with a security deposit. Also, and more subjectively, do these numbers sound fairly decent? Thanks for all your help!
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Carman, I just spoke to a dealer who told me that the Altima 2.5S with the SL package, 24 month lease and 12k miles, has a residual of 67% vs. a residual of 69% for the base model. Is this true? Other dealers haven't mentioned this, but this guy seemed to be honest with me on other details. Can you confirm? Thanks much, Sean PS - all dealers I have spoken to so far have told me that Nissan is waiving the $795 security deposit this month. Not sure if this is for all models and all lease types, but I'm looking at a 24 month and they say they won't increase the MF even though there's no sec. dep. Thought others might be interested in that. |
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