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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: Car_man (Apr 16, 2004 3:25 am) i was all set to purchase an 05 pathfinder for $35,000. including tax, title, everything else it was going to be $38,000 even (6.5% sales tax). i plan on owning this car for the next several years, so i wasn't even thinking of leasing but the salesperson put some details of nissan's lease to own program and it seemed interesting. need ur help to see if this is a good deal or not. details are as follows: 39 month lease monthly payment is $350 amount i write the dealer a check for the vehicle at end of 39 months: $21,200 $5,000 down payment no other fees or charges according to dealership. by my calcs, my total out of pocket costs if i purchase the car after 39 months is $39,850. if i financed the car for 3 years, $5000 down, 4.5% rate, my total cost would be $40339. the advantage of the lease is lower payments for 3.25 years but then i have to come up with the 21,200 at the end of the lease (that's fine with me). i want to minimize my upfront and monthly cash costs and the lease seems to do this. am i missing anything? thanks for your help |
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Hi car_man - My local NJ dealer offers on a new 2005 Accord LX-4, 4dr auto; $159 x 36 months, $2699 total cash plus m/v-registration. 1. Could I get the cash way down, maybe to the $1000 - 1500 range? 2. The quoted residual is $11,388 - doesn't this seem high? 3. We want to take delivery and pay in late May, but dealer says the lease deal ends around May 1, with any new deal to be higher cost. Any thoughts on that? thanks in advance! |
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| I am in Houston, TX and am interested in potentially leasing or buying a Honda Pilot EX (w/ leather no Nav. or DVD), or a Toyota Sequoia SR5 2WD. Could you provide me with the current base lease money factors and corresponding residuals for 12k and 15k for these two SUVs? Thanks in advance. | |
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Replying to: Car_man (Apr 18, 2005 2:18 am) Thank you very much for the response! I'll go ahead and perform some research on the Audi A4 you suggested as well as the Saab 9-3. On the Sebring, I've heard that many times (regarding a horrible residual) ... I'd end up spending as much leasing that as I would a vehicle that was 10k more. As far as the MINI is concerned, that choice wasn't "allowed".  Thank you again! I'll continue to research and update what I find ... |
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Replying to: mazda04rx8 (Apr 18, 2005 3:48 am) Thank you much for the suggestions ... all of those vehicles have been "ruled out" by the significant other ... I'm showing her the Audi and the Saab now to get some feedback. Thank you again for the thoughts! I really appreciate it! |
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| What is the deal with this site? I saw them advertised online on Magazine (C&D or MT) Website ... is this a scam? | |
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Replying to: alphawolf (Apr 18, 2005 6:10 am) I took a look at leasecompare when I saw your note. It looks pretty cool, but I think their purchase prices are a little on the high side ... It would probably be excellent for creating a baseline though.
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I am getting a lease offer that consists of the following: 2005 G35 coupe, automatic with premium package MSRP is $35610.00 selling price is $33409.00 36 months/12000 residual value is 61%, cap cost reduction is $2085, aquisition fee is $915, money factor is 0.00188 Car is in california with 8.25 tax. The dealer is saying that monthly payments come out to $425, but I am getting different numbers from various online calculators. Any advice? Is this a good deal? Why are my numbers different from the dealer's numbers? Thanks Arthur
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Please help. Car_man: Do you know the residual and money factor of 2005 Saab 9-3 Linear Sedan? Is it too harsh to ask for an offer like this: 2005 Saab 9-3 Linear + auto. trans. + moon roof With $3000 cash(down payment+bank fee+first month payment) $270/month for 2 year lease with 12000miles/year. Thanks a lot in advance. |
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Hey Car_man: Need to know if I am getting a good deal on a lease for the G35 Coupe. 39 months with 12K per year. MSRP is $36,260 for the base car plus premium pkg P01 and the 18" Tire Pkg. T01. Dealer will charge me $33,620 which is $400 over invoice. I am putting one month down ($467) and a $795 Bank Fee. The residual is $21,918 and the money factor is .00215. I don't know if the money factor is the best that Infiniti can do. How can I find out? New York state sales tax is 8.75% but that should only be on the difference between the dealer price quoted and the residual right? Dealer also says there I have to pay sales tax on the Bank Fee is this correct? They are waiving the security deposit. The monthly payment is $467. Do you think the dealer can do better? Thanks, Bonnie |
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