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23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: smd5 (Apr 18, 2005 9:44 am) I don't think BMWFS does odd (30 month) leases, if they do I have never seen the rates published. Dennis |
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Replying to: jvigil88 (Apr 18, 2005 10:01 am) 2005 Pilot Special Featured Lease $279.00 per month for 36 months $1,999.00 capitalized cost reduction. $2,873.00 total due at lease signing (includes first month’s payment, security deposit, capitalized cost reduction and AHFC upfront acquisition fee; total net capitalized cost and base monthly payment does not include tax, license, registration, options and the like). Model YF1845EW (2005 Pilot EX) Special lease rates available on all new 2005 Pilot models. Subject to limited availability. The specific featured lease listed is not available to New York residents. New York residents should contact their dealer for New York featured lease. Terms and conditions vary for New York Residents. In addition, AHFC limits leasing terms to 39 months or less to residents and dealers in the state of Rhode Island. Offer valid through 5/2/2005 for new and unregistered Pilot vehicles only and only on approved credit by HFS (Honda Financial Services) through participating dealers. HFS' standard credit criteria apply. FEATURED SPECIAL LEASE: Closed-end lease for 2005 Pilot EX (Model YF1845EW). MSRP $30,635.00 (includes destination). Actual net capitalized cost $26,788.66. Dealer participation may affect actual payment. Taxes, license, title, registration, documentation fees, options and insurance extra. Total monthly payments $10,044.00. Option to purchase at lease end $19,300.05. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year. SEE DEALER FOR DETAILS. The specific featured lease listed is not available to New York residents. NY residents should contact their dealer for NY featured lease. Terms and conditions vary for NY Residents. In addition, HFS limits leasing terms to 39 months or less to residents and dealers in the state of Rhode Island. Notice it says: "Actual net capitalized cost $26,788.66". Dealer invoice on this truck is $27,611, but looking at carsdirect.com with an Atlanta ZIP I see a dealer will sell it for $27,311 (there is over $900 in dealer hold back on this truck). If you get the cap cost - net price after dealer discount, cash down, or trade to this number then your payment will be $279 per month plus tax. The tax varies with where you live, but for MOST states it is charged on top of the monthly payment. What you do: 1) Negotiate a low, low price on the truck 2) Negotiate a fair price on your trade - or sell it yourself 3) Make sure the dealer gives you the "buy rate" on the lease special You should come out OK. The Pilot is a nice truck, but the horrible EPA numbers (17 city,22 highway?) might make you think about something that sips at the pump a little more Dennis
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Hi CarMan I'm looking to lease an '05 Pathfinder SE with the P01 package in Chicago. I looked in Indiana and I was offered a montly payment of $304 and then when we reminded the dealer we lived in Chicago they came back with $350 which was acceptable a few minutes later they said that because we actually lived in the city we would have to pay city tax as well and this would put the monthly payment over $400. I know you have to pay taxes up front on a lease in Chicago and on the monthly payment, but were they trying to gouge us? Thanks |
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Hey guys, just wondering if you could confirm some things for me. First, the $200-$750 dealer incentives that have been mentioned, is that a national program? How does it work? $200 for the first X number of cars that a dealer sells, going up from there based on total vehicle sales? Second, if my reading on the forums is correct, I've gleaned the following numbers for 2005 sedans (3years / 36000 miles) Civic EX: .00136 Money Factor and a 56% residual (which is based on the Base MSRP) Accord LX (both the V6 and 4cyl): .00038 and 53% Accord EX: .00113 and 54% (Is this on the base as well as the EX-L?) Are the numbers the same for the coupes? Thanks for your help!
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Replying to: ibs (Apr 18, 2005 12:46 pm) The high volume, aggressive dealers "know" they will make their goal so they have been offering cheap deals all month. With others you might have to wait until the end of the month, they will have either made their number or need your sale/lease to hit it - in either case will be a lot more willing to deal. Those numbers sound right, to check just search this thread for Accord to see. car_man has posted 53% for the LX I4, but my wife's lease was at 54% (as is the sample promo lease on the Honda web page). In any case, the dealer can't change the residual so you know you are getting the "right rate" on that. As a barometer, go to carsdirect.com and check prices at your zip code and see what comes up. If a dealer in your area is dealing down into the holdback you are in luck! Dennis |
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Replying to: Car_man (Apr 16, 2004 3:25 am) i was all set to purchase an 05 pathfinder for $35,000. including tax, title, everything else it was going to be $38,000 even (6.5% sales tax). i plan on owning this car for the next several years, so i wasn't even thinking of leasing but the salesperson put some details of nissan's lease to own program and it seemed interesting. need ur help to see if this is a good deal or not. details are as follows: 39 month lease monthly payment is $350 amount i write the dealer a check for the vehicle at end of 39 months: $21,200 $5,000 down payment no other fees or charges according to dealership. by my calcs, my total out of pocket costs if i purchase the car after 39 months is $39,850. if i financed the car for 3 years, $5000 down, 4.5% rate, my total cost would be $40339. the advantage of the lease is lower payments for 3.25 years but then i have to come up with the 21,200 at the end of the lease (that's fine with me). i want to minimize my upfront and monthly cash costs and the lease seems to do this. am i missing anything? thanks for your help |
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Hi car_man - My local NJ dealer offers on a new 2005 Accord LX-4, 4dr auto; $159 x 36 months, $2699 total cash plus m/v-registration. 1. Could I get the cash way down, maybe to the $1000 - 1500 range? 2. The quoted residual is $11,388 - doesn't this seem high? 3. We want to take delivery and pay in late May, but dealer says the lease deal ends around May 1, with any new deal to be higher cost. Any thoughts on that? thanks in advance! |
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| I am in Houston, TX and am interested in potentially leasing or buying a Honda Pilot EX (w/ leather no Nav. or DVD), or a Toyota Sequoia SR5 2WD. Could you provide me with the current base lease money factors and corresponding residuals for 12k and 15k for these two SUVs? Thanks in advance. | |
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Replying to: Car_man (Apr 18, 2005 2:18 am) Thank you very much for the response! I'll go ahead and perform some research on the Audi A4 you suggested as well as the Saab 9-3. On the Sebring, I've heard that many times (regarding a horrible residual) ... I'd end up spending as much leasing that as I would a vehicle that was 10k more. As far as the MINI is concerned, that choice wasn't "allowed". Thank you again! I'll continue to research and update what I find ... |
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Replying to: mazda04rx8 (Apr 18, 2005 3:48 am) Thank you much for the suggestions ... all of those vehicles have been "ruled out" by the significant other ... I'm showing her the Audi and the Saab now to get some feedback. Thank you again for the thoughts! I really appreciate it! |
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