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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Car Man....could you please tell me how the sales tax is applied in Texas and by how much on a lease? Also, I have the money factor on an Accord EX-L as 0.00113 and residual of 54%....is that correct? Thanks a lot...going to buy this weekend...I'm excited and nervous. |
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Replying to: Car_man (Apr 18, 2005 3:29 am) BTW, thank you for your quick reply. I enjoy the car very much so I am not unhappy with the lease/purchase at all just a little curious now. |
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Hey car_man, Anything for April on the RX-8? Last month you posted the $2,000 lease incentive (which was never posted on the Edmund's incentive page) and I was wondering if Mazda had any factory to dealer money on the RX-8 for April? Any lease specials? Thanks, Dennis |
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Hello car-man, Thanks on the numbers for the 2005.5 Jetta - I was quoted 310/month. A little too steep for me! Was wondering if you could give me residual and money factor for a 36month/15000 mile lease for a CorollaS and the Mazda3S. Also if yoo could let me know of any lease specials this month for either that would be great! Thanks! |
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Car Man - Can you please give me the money factor and residual for a 2005 BMW 525i Automatic, 36mos/15k and 30 mos/15 k. Thanks
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I saw a commercial for a lease on a 2005 Honda Pilot EX. It said $279 a month with $2800 due at signing. Is this something that is negotiable? Or is that the bottom line. This is my first time even looking at leasing a car so this is all new to me. I wanted my payments under $300 but I think with tax and other fees this monthly payment will be over $300. Also... do they take trade ins on leases? Or is it better to sell PP? Thanks! Janell
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Hi, Car_man Do you know the residual and money factor of 2005 Saab 9-3 Linear Sedan? Is it too harsh to ask for an offer like this: 2005 Saab 9-3 Linear + auto. trans. + moon roof With $3000 cash(down payment+bank fee+first month payment) $270/month for 2 year lease with 12000miles/year. Thanks a lot in advance. |
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Dear Car Man, Your help please...Current lease on 2002 Jaguar X Type was to expire 05-05. We took advantage of Jaguar's Loyalty Program and turned in the 2002 X Type with one (1) month remaining on lease receiving a $1,000. noncash credit applied to new lease (Jaguar Credit) for the S-Type. The 2002 X Type, lease dated 2-16-02 through Jaguar Credit also, was for 39 months at 10,000 miles per year. We turned in the X-Type with the odometer reading 22,816. Included in the 2-16-02 lease under the Section Extra Mileage Option Credit it states: "At the scheduled end of this lease, You will receive a credit of .18 cents per unsued mile for the number of unused miles between 48,768 and 32,518 miles, less any amounts You owe under this lease. You will not receive any credit if the Vehicle is destroyed, if you terminate Your lease early, exercise any purchase option, are in default or the credit is less than $1.00." Since I didn't have a clear understanding originally how many miles we would drive in this 39 month lease, I negotiated with the salesman and he agreed to 15,000 miles per year as an "insurance policy." since he wanted to move the X-Type. We received the above as stated in the lease agreement at no additional charge to us. I think my figures are correct... (48,768 - 32,518 = 16,250 miles. 16,250 x .18 = $2,925). I bought this up a closing on the S-Type we leased 04-16-05 and the finance manager said you need to contact Jaguar Credit to resolve this "unusual issue". Now, Jaguar Credit informs me I didn't purchase the Extra Mileage Option Credit and they are right! But, I did indeed negotiated my "insurance policy." which was a lotof work and it is written in my lease dated 02-16-02. I feel that Jaguar Credit should honor this signed lease agreement. Car Man, where do I go from hear? I feel strongly that I negotiated in good faith and the signed lease agreement is a legal and binding contract, but now Jaguar Credit wants to put up a fight. Thanking you in advance, Bill L. |
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Replying to: alphawolf (Apr 18, 2005 6:10 am) Right now there are little/no deals on Avalons so this really should not be a car you are looking at IF you are unsure about your financial future. The lease trade/swap sites may work - but you have to offer some incentive for the folks to take over your lease (rather than just get their own car). If you have to pay close to MSRP for the car and there are no Toyota incentives then your payment will be high. And why would anyone want to assume your high payment? Lots of extra miles and/or below average payment might lure someone into taking over your lease, but payments the same as they get from the dealer will not. I would suggest getting something a lot cheaper - like a Honda Accord. With the current $750 dealer incentive and < 1% lease money factor you can get a nice car with a low payment. I even know of a cheap dealer in Atlanta you can stop in on the way down and pick up the car  Down the road a cheap Accord lease will be alot easier to you to afford no matter what happens in your career - and be more attractive to someone else assuming the lease should it come to that. Also, you should not lease while still in NY - and if you are not moved (yet) then all the numbers will change by the time you do, so I am not sure asking here NOW will be much help. Keep in mind residuals decline in stages as the model year progresses, money cost is also on the rise right now as well. Dennis
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