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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Replying to: suvgal (Apr 17, 2005 8:23 am) I just wanted to add that $3300 included $1400 in rebates, a trade in (after my old financing was paid off) value of $625 and $1275 down. |
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Car_Man: I was wondering if you had seen my message #19094. I was wanting the residuals & money factors for the CRV EX & SE models, based on 3 years and 12,000 miles/year. I want to compare to the Element and see if the CRV is a better vehicle to lease. Thanks! |
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Car man, I have a deal for 33K drive out on a new eddie bauer expedition, dvd, second row buckets and power third seat.....MSRP of 42,345....Getting it for 30,500 + TTL....so 33K drive out is the deal..my question is should I buy this vehicle or lease it? Its my wifes car and she would probably like a new car every 3 years but I want to do the smartest thing....let me know what you think..thanks
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Replying to: Car_man (Apr 17, 2005 3:57 am) |
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Carman, could you let me know what the residual value and MF are for the Subaru Legacy GT Limited for 36/15? thanks |
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Hi Car_Man, I am looking at the 2006 GS300 or 2005 LS430 and am trying to find out what the best lease should be for each. For the GS300 the best I have seen in So. Cal is: MSRP: $50,209 Sell Price: $47,995 Residual: $21,589 Money Factor: 0.0017 Term: 48 months Miles: 15,000 / year Down Payment: $2,000 Lease: $666 + Tax For the '05 LS430 I saw the following post from 12/2004 and am wondering if this is realistic or I might even be able to do better. MSRP: $62,489 Sell Price: $54,552 Residual: $35,562 Money Factor: 0.00188 Term: 36 months Miles: 12,000 / year Down Payment: $1,662 (1st payment+$200 down payment+$495 dealer fee+ some additional fees) Monthly Payment: $738 (including 6% tax) Finally, what would I expect to add for 15,000 miles/year? Thanks! |
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Hi savethefleas. Interesting username. Toyota has not been providing any sort of lease support on Scion models. As a result, if you were to lease one through its captive finance company, you would have to use its standard lease money factors. The last time that I saw, Toyota Financial Services' standard money factor for Scion models, it was around .00225 for Tier 1 customers who pay a security deposit. I have not seen this model's residual values lately though. Car_man Host Smart Shopper Forum |
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Hi jdg345. This isn't the best time of the year to lease a BMW 3-Series Convertible. As it typically does when the weather warms up, BMW reduced its lease support on 3-Series Convertibles this month. One model that you didn't mention in your post, but may want to consider is the Audi A4 Convertible. It has a decent lease program available on it right now. You also could consider the MINI Convertible. It doesn't have much in the way of lease support, but is a pretty neat car. Of course, there's always the good old Chrysler Sebring Convertible. It's not my favorite vehicle, but it does have a decent amount of lease support available on it. The only problem with leasing one is that its residual values are terrible. Also, the Saab 9-3 Convertible has quite a bit of lease support available on it right now. Car_man Host Smart Shopper Forum
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Hey nospam. Unfortunately, history is not necessarily indicative of what automakers will do with their future incentives. Each vehicle usually sort of stands on its own. The amount of lease support that manufacturers have to provide and how quickly they have to introduce it depend upon how well the new model is received by the public. Infiniti definitely will not make any changes to the G35X'slease program until its current one for it expires at the end of the month. Even then, I personally do not expect it to make any dramatic changes to its money factors or residual values. The higher gas prices that are out there will have a much more significant impact upon the demand for gas hogs, like large SUVs, such as the Hummer H2 or Ford Excursion, than it will have upon cars like the G35. Car_man Host Smart Shopper Forum |
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Hi carnag. I believe that I recall hearing that Illinois' tax laws are not that favorable for leasing as well. I do not know exactly how sales tax is calculated on leased vehicles in your area though. You may be able to find out more information on this subject by visiting one of the following sites: CyberDrive illinois or Illinois Department of Revenue. Since you are seem to be to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment. Once you have read these articles, stop back and I will be more than happy to answer any specific questions that you have on leasing. Car_man Host Smart Shopper Forum
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