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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: Car_man (Apr 14, 2005 3:42 am) within the next 4 weeks. i will let you know how it went 
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Hi all, I need to understand / confirm some details on how the GM Smartbuy works - but more importantly, need to understand the flow of formulas/numbers as the monthly payment is determined. Assuming MSRP of the vehicle is 51545, 0 down, taxes (8.625% in NYS, right ?) rolled into the payment, APR is 3.95% (money factor is unknown, but I figure 3.95 / 2400 = 0.001645 (is that right ?), term 36 months, 15k miles. Any clues ? Thank you in advance. |
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| i have some questions on an 2005 accord ex-l lease.i have neggotiated the monthly payments down to $298/a month with $582 total out of pocket including first payment and fees.went to edmunds and the msrp is 25,115,invoice is 22,651,tmv is 23,541.leasing term is 3year 36,000 miles.also, has anyone ever heard of having equity in your lease car.i am currently leasing an accord se 2002.it only has a little over 20,000 miles out of the 36,000 used.one dealer told me their appraiser would have to check it but he thought they would be very interested in the car.do they give you trade money towards your new lease on a returned lease?edmunds says my current honda's dealer retail is $15,536 my buyout price is $12,662.36.i am shopping in mass and would appreciate any help possible , thanks alot. | |
| How do I negotiate a fair leasing price. (I'm looking to lease a Toyota Matrix.) I was having difficulty in navigating through the massive amount of information on your website. Perhaps it's because I'm at work and don't have as much time as I'd like to read thru everything and, I don't have enough time at home to get onto my computer either. Any help you or someone else can provide would be most appreciated. This is the first time I'm doing something like this. HELP!! Oh, thanks in advance. | |
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Replying to: Car_man (Apr 14, 2005 3:35 am) Can you give me the same numbers for the CRV, both the EX AWD and SE AWD versions? I want to compare it since it's in the same price range, and see if it's a cheaper vehicle to lease. Thanks again! Ernest |
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Car_man, Can you give me residuals and money factor for an 05 Toyota Corolla LE Auto please? Not sure how options affect residual, but I'm looking at ABS w/ Side-balloons optioned model. Would like: 24mo/30k, 36mo/45k Thanks  I'm in Massachusetts - I know Toyota has some funky regional-fu going on. |
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Replying to: dwynne (Apr 13, 2005 7:04 am) you say turn it in then buy it back as a BMW CPO but can I still certify it if I buy out the car early from the lease or does this only work for leased cars? should i wait until the car is 3 or 4 years old to certify it? btw, the guys at the dealership were surprised I knew about this little secret of buying it back as a CPO. they were trying to convince me that the third party warranty by GMAC would be better. some how i think this was a sales pitch. thanks.
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Replying to: branco327 (Apr 15, 2005 12:09 pm) Warning... this might be hard to pull off as well as he did.. pen101, "BMW 5-Series: Prices Paid & Buying Experience" #1215, 30 Dec 2004 7:28 pm
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Replying to: kyfdx (Apr 15, 2005 1:07 pm) |
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Replying to: branco327 (Apr 15, 2005 12:09 pm) If you wait until lease end and turn it in, BMWFS will offer the car to your turn in dealer - NORMALLY at a price that is lower than your buy out price was. This difference can help cover the CPO fee, anything needed on the car to make it pass CPO, and dealer profit. If you were really lucky, it might cover it all. Like I said, the used car manager at the BMW dealer should be able to give you and idea of what they are being offered and for what amount around the time of your turn in. Then you can work with them on the turn in and CPO buy out. Dennis |
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