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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: Car_man (Mar 30, 2005 4:34 am) Unfortunately my deal did not yet go through, but I have spent my time finding better overall indicators to assess whether a deal is good beyond the MF, and the term, etc. So I came up with these 2: Indicator 1: Deal Cost / Depreciation point -- For this one you add the sum of monthly amounts + inception fees and you divide it by the depreciation points incurred during the life of the lease -- It is good only for comparing different lease terms on the same car. Indicator 2: Prorated deal cost / month -- For this one you add the sum of monthly amounts + inception fees and you divide it by the term of your lease -- This one is good to compare any lease to any lease independent of the term period as long as you have comparable cars per your goals. So my question to you: Do you know of any indicators beyond the ones I listed above that allow you to do an overall deal assessment? Thanks again. |
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I see they have some great money back for the sedan. What are the money factor and residuals for the remaining 2005 sedans. Thanks.
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Replying to: dwynne (Mar 30, 2005 8:51 am) My credit scores are in the high 500's and low 600's. The reason it is so bad is because of a recent Bankruptcy. My boyfriend has scores in the high 600's and low 700's. With our scores combined we are in tier 3. We do have the $4500 to put down because i sold my old car for $2000 and we have the other $2500. For us the monthly payment being low is a huge help because we are moving and the lower the better until we are stable in the new state, if you know what i mean. We will need the car for the new state thats why we HAD to buy it. Where i live right now a car is not really necessary but in the new state it is. Based on everything so far what do you think of the lease deal? I just want to make sure im not getting taken advantage of... Thanks so much!
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Replying to: ar831 (Mar 30, 2005 9:34 am) I checked on the leasecompare site using a score of 600 and with nothing down (getting the car below cost) the payment would be $443/month for 36 months. With a lot down (close to $4k) the payment was $339 a month for 36 months. Money factor was 0.00570 (ouch). So in light of that, the payment you quoted for 36 months does not sound that bad. Dennis |
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Replying to: Car_man (Mar 30, 2005 5:10 am) 1) GS 300 - MSRP $46,800, sales price $45,900 2) M35 - MSRP $47,760, sales price $46,760 3) MDX w/NAV - MSRP $43,294, sales price $40,794 I am looking for 24 and 36 month leases with 15k miles per year. What other costs will be involved upfront? Thanks. |
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| My CLK320 lease is up in Novemeber and I was thinking that I would buy my next car because I am onw a consultant and the job is a lot more tenuous than my previous fulltime positions. Someone told me that there was insurance available that would pay off your lease if you lost your job. Can someone point me to someplace where I can get more information on this? Is it expensive? Does it affect your credit rating if it happens? Thanks very much. | |
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Replying to: kh08 (Mar 30, 2005 9:30 am) 36/36k 0.00210 MF 55% Edmunds incentive page shows $4,200 in dealer cash on the 330i sedans. Dennis |
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Hi, I have a couple leasing questions on the 2005 Honda Accord EX, 4-door, 4 cyl, with leather and navi. The MSRP is $27,115, and the price a dealer in Cleveland, OH gave me was $25,750. The residual value he gave me on a 3-yr, 15,000 mile lease is $14,099. On the MSRP, that comes out to a Residual Value of 52%. Doesn't that sound low? And if so, what should it be? In addition, do you calculate the residual value off the MSRP or the price the dealer gives you? Finally, what's the going money factor for a 3-yr. lease on this vehicle? Thanks. |
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Thanks for 330 info, last request, how about the same informatin on the fx35 rwd w/touring package. Thanks again.
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