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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Thanks for noticing that, kyfdx. You are absolutely right, BMW's lease money factor on the 330 convertible is not as low as it is on the 330 coupe. BMW FS' current 3 year, 12,000 miles per base lease money factor and residual value for the 2005 300Ci Convertible should be .00150 and 63%, respectively. Good info about the bump in money factor for European Delivery. Thanks. Car_man Host Smart Shopper Forum |
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Excellent observation, oaktons11. I always appreciate it when community members stop back and let us all know how everything turns out with their leases. Not only does it help others by giving them an idea of how much they should pay to lease a particular car or truck, but it also makes me feel good to see what everything worked out well. Thanks for the suggestion. Car_man Host Smart Shopper Forum |
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Replying to: Car_man (Mar 30, 2005 4:54 am) Can you tell me the numbers for the Legacy GT Limited Wagon 5AT for 24/24 and 36/36? I was quoted the following: 24/24k 0 down: $597 24/24k 2500 down: 511 36/36k 0 down: $449 36/36k 2500 down: 438 The above numbers include Tags,title, + NJ tax. 24/24k = .0014 mf and 59% residual 36/36k = .0015 mf and 51% residual This is for the above car + about 1k in dealer installed options. The money factor and residual seem much different than the prices you quoted for the legacy sedan. Thanks for the help. |
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I got the dealer down to 520 for the MDX touring with running boards and side moldings refundable sec and 1st upfront 3/36 also got another dealer 475 for base model with roof rack,sidemolding and running boards. 3/36 sec and 1 st pyt upfront deal wise is one better than the other leaning towards base model |
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Replying to: Car_man (Mar 30, 2005 4:59 am) |
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Car_Man, I feel like the Infiniti dealer tried to pull one on me last night. He wouldn't tell me what residual or money factor he was using to determine lease so I was very skeptical. He just said they were set by a number of banks. Also, these figs did not take into account credit score or anything like that. Can you please review the specs below? MSRP: $31,200 Sell Price: $29,750 Lease specs: 48 mnth/ 15k miles Trade-in: -$4,600 (Hyundai Elantra GT) Down payment: $2000 Mnthly payment: $460 + tax One more thing, his mntly payment for 39 month/15k lease was in the mid $500's. Please let me know if this is what I should expect to pay or if the dealer was trying to rip me off. Thanks! -Morgan
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Replying to: forks2 (Mar 30, 2005 7:11 am) Anyway, if you plug in the residual ($15,912) and just the "sell price" ($29,750) into a lease calculator I get $370.03 per month + tax! So without a trade and paying the first month, security deposit (if any) and acq fee up front you could lease this car for $90 LESS per month WITHOUT YOUR TRADE. If I deduct $4,600 from the sell price I get $265.96 per month. If I take another $2k off (assuming additional cap cost reduction) I get $220.71. So your feeling was right - this is a major league rip-off deal. Bad dealer, no biscuit  Dennis
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Car Man, Will the MDX lease program change in April, since their current $399 lease special runs through May 2? I am from NJ, I just wanted to clarify: the 12K/yr per year 36 month residual is 64%, but drops to 62% for 15K/yr. The .00196 money factor stays the same. Even though it probably is out of our price range, What is the money factor and residual on the 4WD Infinti QX56? As always, thanks for all your help. |
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Replying to: dwynne (Mar 29, 2005 3:55 pm) I went to a Honda dealer near me and i wanted to see what they can offer. The problem is my creidt is in tier 3. Not very good, even with a co-signer that has great credit. He said he can do the deal for me for $4500 down, which includes tax title cap cost reduction and extra money to lower the payments and bring me to a tier 1 credit rather then tier 3. I would pay $266 a month with $18 going towards and specific insurance for if the car gets stolen it covers my down payment as well. With normal insurance it only covers the cost of the car not the down payment. What do you think about this deal? Thanks!
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Replying to: dwynne (Mar 30, 2005 7:22 am) I have an upside down trade-in. $4600 would be in addition to cap cost...trade-in value was $6000 (a bit lower than KBB or Edmunds) and I still owe $10,600 on it. So, maybe not a "major" league rip off, but still thought figs were high using a few online calculators. What do you think? -Morgan
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