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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Smith83, you never mentioned the selling prices of the cars that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the prices of the cars that you want to lease you don't know how good a deal you are getting on them. The second reason is that one needs the selling prices of the vehicles that they want to lease is that they is necessary to calculate lease payments. I would be more than happy to work up sample lease payments on both of the cars that you are interested in for you if you let me know what their selling price are. Please include the MSRPs in your next post as well so I don't have to flip around trying to find them again. Thanks. Car_man Host Smart Shopper Forum
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Hey Ernest. Saab has quite a bit of lease support on its vehicles right now. Its exact lease program and the amount of lease cash that is is providing vary depending by model and trim level. If you let me know exactly what car you are considering leasing, how long you want to lease it for, and how many miles per year you need to be able to drive it, I would be happy to try to give you an idea of what its current lease program is like. One can lease a new Saab through General Motors' Supplier Purchase Program. Car_man Host Smart Shopper Forum
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You're right Chris, Acura's lease program on the MDX is pretty decent right now. If you like the MDX, you may want to check out the Honda Pilot. It is a fairly similar truck, but it is a little less expensive. BMW has a pretty decent lease program running on the X3 right now. You may want to check out the Toyota 4Runner and Highlander as well. Car_man Host Smart Shopper Forum |
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Thanks for noticing that, kyfdx. You are absolutely right, BMW's lease money factor on the 330 convertible is not as low as it is on the 330 coupe. BMW FS' current 3 year, 12,000 miles per base lease money factor and residual value for the 2005 300Ci Convertible should be .00150 and 63%, respectively. Good info about the bump in money factor for European Delivery. Thanks. Car_man Host Smart Shopper Forum |
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Excellent observation, oaktons11. I always appreciate it when community members stop back and let us all know how everything turns out with their leases. Not only does it help others by giving them an idea of how much they should pay to lease a particular car or truck, but it also makes me feel good to see what everything worked out well. Thanks for the suggestion. Car_man Host Smart Shopper Forum |
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Replying to: Car_man (Mar 30, 2005 4:54 am) Can you tell me the numbers for the Legacy GT Limited Wagon 5AT for 24/24 and 36/36? I was quoted the following: 24/24k 0 down: $597 24/24k 2500 down: 511 36/36k 0 down: $449 36/36k 2500 down: 438 The above numbers include Tags,title, + NJ tax. 24/24k = .0014 mf and 59% residual 36/36k = .0015 mf and 51% residual This is for the above car + about 1k in dealer installed options. The money factor and residual seem much different than the prices you quoted for the legacy sedan. Thanks for the help. |
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I got the dealer down to 520 for the MDX touring with running boards and side moldings refundable sec and 1st upfront 3/36 also got another dealer 475 for base model with roof rack,sidemolding and running boards. 3/36 sec and 1 st pyt upfront deal wise is one better than the other leaning towards base model |
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Replying to: Car_man (Mar 30, 2005 4:59 am) |
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Car_Man, I feel like the Infiniti dealer tried to pull one on me last night. He wouldn't tell me what residual or money factor he was using to determine lease so I was very skeptical. He just said they were set by a number of banks. Also, these figs did not take into account credit score or anything like that. Can you please review the specs below? MSRP: $31,200 Sell Price: $29,750 Lease specs: 48 mnth/ 15k miles Trade-in: -$4,600 (Hyundai Elantra GT) Down payment: $2000 Mnthly payment: $460 + tax One more thing, his mntly payment for 39 month/15k lease was in the mid $500's. Please let me know if this is what I should expect to pay or if the dealer was trying to rip me off. Thanks! -Morgan
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Replying to: forks2 (Mar 30, 2005 7:11 am) Anyway, if you plug in the residual ($15,912) and just the "sell price" ($29,750) into a lease calculator I get $370.03 per month + tax! So without a trade and paying the first month, security deposit (if any) and acq fee up front you could lease this car for $90 LESS per month WITHOUT YOUR TRADE. If I deduct $4,600 from the sell price I get $265.96 per month. If I take another $2k off (assuming additional cap cost reduction) I get $220.71. So your feeling was right - this is a major league rip-off deal. Bad dealer, no biscuit  Dennis
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