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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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You're welcome bama12. GMAC's base lease rate on the 2005 Cadillac STS is indeed currently 4.75%. The residual value that you mentioned in your post is correct as well. Car_man Host Smart Shopper Forum
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Don't worry about it, Jason. It happens all the time. OK, if you were to lease a 2005 Subaru Legacy GT Sedan through its captive finance company before the end of the month for 36 months with 12,000 miles per year, its base lease money factor and residual value should be .00120 and 47%, respectively. The selling price that you were quoted on this car sounds reasonable to me, but you may want to stop by the following discussion to run it past other community members who are in the market for or have recently purchased this car: "Subaru Legacy: Prices Paid & Buying Experience". Car_man Host Smart Shopper Forum
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You're welcome, seden. It definitely doesn't hurt to purchase new vehicles at the end of the month. Many dealers have been known to cut cheaper deals than they would have at the beginning of the month to squeeze a few more sales in. Even though the special lease program that Honda is currently running on the Accord is scheduled to run through May 2nd, Honda is cunning a dealer stairstep program that pays its dealers dealer cash based upon the number of Accords and Civics that they sell before March 31st. If I was in the market for this car, I personally would make sure that I leased it prior to then. Car_man Host Smart Shopper Forum
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Greetings jdhartman. In your area, its New York region, Toyota Financial Services' current 36 month, 15,000 miles per year base lease money factor and residual value for the 2005 Sienna LE are .00090 and 62%, respectively. You can use these numbers, along with the formula that is outlined in the following article to come up with an approximate lease payment for this van: Calculate Your Own Lease Payment. I say approximate because Toyota Financial Services calculates leases a little differently than most banks in that it often does not allow the entire residualization of vehicles' options. Car_man Host Smart Shopper Forum |
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You're very welcome, hpowders. I am glad that I was able to help you out. Car_man Host Smart Shopper Forum |
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Smith83, you never mentioned the selling prices of the cars that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the prices of the cars that you want to lease you don't know how good a deal you are getting on them. The second reason is that one needs the selling prices of the vehicles that they want to lease is that they is necessary to calculate lease payments. I would be more than happy to work up sample lease payments on both of the cars that you are interested in for you if you let me know what their selling price are. Please include the MSRPs in your next post as well so I don't have to flip around trying to find them again. Thanks. Car_man Host Smart Shopper Forum
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Hey Ernest. Saab has quite a bit of lease support on its vehicles right now. Its exact lease program and the amount of lease cash that is is providing vary depending by model and trim level. If you let me know exactly what car you are considering leasing, how long you want to lease it for, and how many miles per year you need to be able to drive it, I would be happy to try to give you an idea of what its current lease program is like. One can lease a new Saab through General Motors' Supplier Purchase Program. Car_man Host Smart Shopper Forum
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You're right Chris, Acura's lease program on the MDX is pretty decent right now. If you like the MDX, you may want to check out the Honda Pilot. It is a fairly similar truck, but it is a little less expensive. BMW has a pretty decent lease program running on the X3 right now. You may want to check out the Toyota 4Runner and Highlander as well. Car_man Host Smart Shopper Forum |
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Thanks for noticing that, kyfdx. You are absolutely right, BMW's lease money factor on the 330 convertible is not as low as it is on the 330 coupe. BMW FS' current 3 year, 12,000 miles per base lease money factor and residual value for the 2005 300Ci Convertible should be .00150 and 63%, respectively. Good info about the bump in money factor for European Delivery. Thanks. Car_man Host Smart Shopper Forum |
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Excellent observation, oaktons11. I always appreciate it when community members stop back and let us all know how everything turns out with their leases. Not only does it help others by giving them an idea of how much they should pay to lease a particular car or truck, but it also makes me feel good to see what everything worked out well. Thanks for the suggestion. Car_man Host Smart Shopper Forum |
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