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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: ar831 (Mar 29, 2005 12:08 pm)  The LX is a better deal lease-wise, but she would prefer the EX with the moonroof.... Where are you located? You might check into the "Honda Accord: Prices Paid" forum here and do a search for other folks in your area and see what they are paying and from whom. For example, a dealer in NJ is advertising the LX I4 auto for $17,403 + $515 destination + $198 doc fee. My invoice info shows that car as costing the dealer $19,034 so even if they are getting the $600 dealer money I don't see how they can sell the car that cheap. Dealers in the "Chicagoland" area are known to sell under invoice as well. Dennis
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Replying to: dwynne (Mar 29, 2005 12:46 pm) I am in NYC. I REALLY want the EX =o), so enough talk about the LX ;o). I am moving to another state soon that is warm and sunny so thats why i want my moon roof. Do you think the deal above is good or at least average for the EX? I dont know much about car pricing and negotiating but im willing to learn. Thanks! =o)
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Replying to: ar831 (Mar 29, 2005 12:50 pm) AHFC will lease in NY, but you pay something like double the acquisition fee the rest of us pay. One thing to note: some states have a "pay the taxes on a lease up front" law and other states are "pay as you go" (adding the tax to the monthly payment). I am pretty sure NY is monthly - you could get into a tax hassle if you move to another state that wants the taxes up front. Someone posted recently about doing the opposite - they leased in VA or someplace and paid all the taxes up front, then moved to NY and had to pay tax on the lease payment ALSO! Just something to think about. Also you would save the extra acq fee dollars in any state other than NY.... Dennis |
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Replying to: evan7578 (Mar 29, 2005 10:23 am) 330ic 36 mo/45k 0.00150 61% (63% for 36k) Having driven both, I much prefer the Z4 to the 3 series convertible (if you can stand the looks). The 3 series back seat is not big enough for anyone to ride in anyway Dennis |
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Replying to: ar831 (Mar 29, 2005 10:14 am) Unless you can't get it elsewhere, it sounds like way too much money for insurance to me - $612 over the life of the lease. If you deal down the price of the car, you should be OK as far as insurance value VS buyout value anyway. That is the main reason folks always say to pay nothing out of pocket for a lease - if the car is totalled or stolen you lose your "investment". Dennis |
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Replying to: mlrtime (Mar 29, 2005 10:31 am) Dennis
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Replying to: dwynne (Mar 29, 2005 1:46 pm) I read your previous post of this Legacy lease deal. The only lease offers I see on subaru.com are for the forester, impreza, and baja in my zip (NJ). Maybe it is not for my zip code, nothing is mentioned about leases on www.cars101.com either. Thanks, mlr
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Replying to: mlrtime (Mar 29, 2005 1:58 pm) http://www.edmunds.com/incentives/step1.jsp and put in your zip and see if it comes up. I tried 08818 and it showed me the same 24 month lease deal. Dennis |
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Replying to: kyfdx (Mar 29, 2005 7:57 am) New question: If I have some cash lying around with me, can I use it to pay upfront and reduce cap. cost? Or is there another mechanism to put some cash (say $10k) to good use while leasing? Thanks to you guys!
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Replying to: love330conv (Mar 29, 2005 2:05 pm) 2) The security deposit is your payment rounded up to the next $50 increment.. 3) BMW has a "multiple security deposit" program.. In return for making extra MSDs, they will lower the money factor.. I think you can make up to five additional security deposits and each one lowers the money factor by .0005 For example, if you made an extra 5 security deposits ($2750), it would lower the money factor to .00155, saving you about $20/month including tax... Not a bad return on $2750.. about 8-9%. You get the security deposits back at the end of the lease.. Other than that, just leave your extra money in the bank.. If you make a cap cost reduction, that money is at risk, if the car is stolen or totaled... Or, just buy the car and use the money as a downpayment? regards, kyfdx
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