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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Car_Man - What is the Money Factor and Residual for a BMW 325 and 330 Convertible on a 12K and 15k lease for 36 months. Thank you,
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Replying to: Car_man (Mar 29, 2005 4:23 am) First post, Thanks for the help/reply. I'm not sure if it will be different, but could you tell me the money factor/residual for a 05 Subaru Legacy GT Wagon with AT? The lease I would like is a 24mo, 12K miles/year. Does Subaru offer a 24mo lease? The model I'm looking at has a MSRP of $31,964 and a OTD price of $27,690 + (tag,taxes,title). Could you tell me what I can expect the payments for this car to be for 24 mo? Also, what can I expect as a down payment? Thanks again for your help, mlr
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Replying to: Car_man (Mar 08, 2005 4:10 am) |
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Replying to: ar831 (Mar 29, 2005 10:14 am)  The LX I4 is 0.00038 and 53% The EX IS is 0.00113 and 54% The LX V6 is 0.00038 and 51%. So if you can forgo the alloy wheels and the moonroof of the EX package, the LX is a much better lease deal. Also, the pre-negotiated lease deal has the dealer making a little over $600. Honda recently started a cash to dealer incentive of UP TO $600 per car and folks are reporting getting new Accords for well under invoice. So there is room to bargain down the cap cost on these deals. Dennis
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Replying to: dwynne (Mar 29, 2005 11:50 am)
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Replying to: ar831 (Mar 29, 2005 12:08 pm) The LX is a better deal lease-wise, but she would prefer the EX with the moonroof.... Where are you located? You might check into the "Honda Accord: Prices Paid" forum here and do a search for other folks in your area and see what they are paying and from whom. For example, a dealer in NJ is advertising the LX I4 auto for $17,403 + $515 destination + $198 doc fee. My invoice info shows that car as costing the dealer $19,034 so even if they are getting the $600 dealer money I don't see how they can sell the car that cheap. Dealers in the "Chicagoland" area are known to sell under invoice as well. Dennis
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Replying to: dwynne (Mar 29, 2005 12:46 pm) I am in NYC. I REALLY want the EX =o), so enough talk about the LX ;o). I am moving to another state soon that is warm and sunny so thats why i want my moon roof. Do you think the deal above is good or at least average for the EX? I dont know much about car pricing and negotiating but im willing to learn. Thanks! =o)
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Replying to: ar831 (Mar 29, 2005 12:50 pm) AHFC will lease in NY, but you pay something like double the acquisition fee the rest of us pay. One thing to note: some states have a "pay the taxes on a lease up front" law and other states are "pay as you go" (adding the tax to the monthly payment). I am pretty sure NY is monthly - you could get into a tax hassle if you move to another state that wants the taxes up front. Someone posted recently about doing the opposite - they leased in VA or someplace and paid all the taxes up front, then moved to NY and had to pay tax on the lease payment ALSO! Just something to think about. Also you would save the extra acq fee dollars in any state other than NY.... Dennis |
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Replying to: evan7578 (Mar 29, 2005 10:23 am) 330ic 36 mo/45k 0.00150 61% (63% for 36k) Having driven both, I much prefer the Z4 to the 3 series convertible (if you can stand the looks). The 3 series back seat is not big enough for anyone to ride in anyway Dennis |
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Replying to: ar831 (Mar 29, 2005 10:14 am) Unless you can't get it elsewhere, it sounds like way too much money for insurance to me - $612 over the life of the lease. If you deal down the price of the car, you should be OK as far as insurance value VS buyout value anyway. That is the main reason folks always say to pay nothing out of pocket for a lease - if the car is totalled or stolen you lose your "investment". Dennis |
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