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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Replying to: kyfdx (Jan 18, 2005 9:08 am) Man, 5.5 year lease and wanting to get out after just one year is a just a whole new level of "buried." |
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Car Man, yes it is me again. I have the following deal on the table: A lease on a 2005 Pilot EX w/leather and DVD would be $396.00 + tax per month. This payment is based on: - a selling price of $30,093.00 + fees - $0.00 Cap Reduction. - 36 months  15K per year. - Current Money factor of .00164 - Residual of 58% or $19,798.00 Two Questions: 1. Are these the current money and residual factors you are showing for a Pilot EX-L with RES? 2. Would the factors be different for just the Leather and not RES included (know my price will be lower)? thanks again-- also, can you throw me the 36 month/15k numbers for nissan pathfinders? THANKS
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Replying to: joe44 (Jan 18, 2005 10:09 am) |
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Hello. Comments have been made that there's little room for a dealer to come off the required "program" down payment on a lease but how about a re-lease? A few manufacturers out there actively promote the re-leasing of their cars through their own finance arms like Jaguar. To me, this is very attractive as it is always more affordable and the term is generally shorter. But what about the down payment? Being a re-lease, do think I have more leverage in bringing that number down? (without of coarse inflating the monthly payment) thanks. |
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In that case, eegs2k, you may want to check out Subarus. While a number of its models are more expensive than they were in the past, you can still get a good AWD Subaru for a reasonable price. Car_man Host Smart Shopper Forum |
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Hi lycanthris. I would be more than happy to help you out. According to the latest informaiton that I have seen, if you were to lease a 2005 Honda Accord EX V6 w/o navi through American Honda Finance Corp. right now for 2 years with 15,000 miles per, its base lease money factor and residual value should be .00118 and 62%, respectively. The money factor for an otherwise identical 3 year lease of this car should be the same, but the residual value would fall to 53%. These money factors are indeed special, they are less than half of AHFC's standard money factors which aren't that bad to begin with. Using these numbers, an MSRP of $27,200, and a selling price of $25,200, I estimate that this car has a 2 year, 15,000 miles per, zero down, pre-tax lease payment of around $397 and an otherwise identical 3 year payment of around $347. Car_man Host Smart Shopper Forum
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No problem, kbrown. Talk to you then. Car_man Host Smart Shopper Forum |
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I am glad that you have learned so much from this forum, sgsunny. I do not believe that Acura is currently running an owner loyalty program, other than the waiver of its security deposit requirement for returning lessees. Make sure to stop back and let us know how you like your new car. Car_man Host Smart Shopper Forum |
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You're welcome, rbarone. In order for me to calculate a lease payment on this truck for you, I need you to tell me its full MSRP including destination, its selling price, how long you want the lease to be for, and how many miles per year you need to be able to drive it. Car_man Host Smart Shopper Forum
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Here you go, Nick. If you were to lease a 2005 Audi A4 1.8T Cabriolet through Audi Financial Services right now for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00200 and 59%, respectively. Car_man Host Smart Shopper Forum |
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