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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
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Replying to: Car_man (Jan 16, 2005 6:31 am) While it may not appear so...I have come much further along than YOU realize...YOU have been so very helpful; a response from you that in- cludes anything other than a shudder & possesses comments like "..The payment that you were quoted looks pretty good to me..." is music to my ears. I haven't seen Acura or AHFC honor or acknowledge much, cust loyalty (3rd Acura) or what I've been told is an impeccable credit rating...is that a regional thing? Regardless..I've learned a great deal..and should be getting the new TL on Thursday.. MANY THANKS, Car_man!! (P.S....you should be proud..I walked up/out of a deal in the middle of SIGNING, last week..b/c it "smelled" soooo bad...& I did do better after- all!!) |
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Hi kyfdx... A quick note of thanks..as you too have been very helpful..(NOTE my recent postings) Having walked out on a deal (in tears, I might add) last week...I am feeling much better about my new ACURA TL I'm getting this week. |
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Replying to: Car_man (Jan 17, 2005 5:12 am) |
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Replying to: Car_man (Sep 10, 2000 9:16 pm) Could you please give me the residual and money factor for 2005 Audi A4 1.8T for a 36 month lease with 12k miles per year? Thank you! Nick |
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Car_man - so I assume when I see these internet ads for Capital one auto loans for 4% APR on 36 month loans, that these rates are for purchasing a car and not leasing one? Also do you have any experience with leasewizard.com or leasecompare.com? I'm not really sure if they would be helpful for me at this point considering that with all your help I feel like I have a pretty good handle on how leasing works. However I am curious if they offer any advantages in terms of getting good money factors? Jeff |
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With $1500 off MSRP - this is what my dealer came up with for a 36Month/15K per year lease: Cost of vehicle before TTL is $33110 "The lease for 36 months with 0 Down is $674. This is a true 0 down (1st payment is rolled in) with 35 remaining payments of $674. With $1489.91 down (1st, security, license and doc fee) your payment is $616.52." The residual is $19,727.70. The money factor is .003021. Any thoughts or comparative leases out there - as these seems crazy to me. I could finance the entire vehicle and still have a payment less than either of these options. |
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Replying to: Car_man (Sep 03, 2000 3:27 pm)  $344 a month roughly a year ago. Now our family is expanding again and we need a minivan. I'm thinking about trading in the lease for a used minivan (an older model) and transferring the negative equity to the new van. I'm thinking it's better to be upside down in something I'm purchasing than to be upside two more years from now when I can technically trade the vehicle in for a lease trade up. The car is worth 14000 and we owe 20000. Any feedback would be greatly appreciated!
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Replying to: satturngirl (Jan 18, 2005 6:48 am) Are you maybe thinking that you owe $20K because you have $20K in lease payments remaining? Because it doesn't work that way this early in the lease and it definitely doesn't work that way if you are trading it in for its current value. Its all your lease payments PLUS the residual at the end of the lease. I'm sure you already know this, but leasing for that long and on a car that inexpensive is a HUGE mistake.
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| Car Man- A casual friend, Toyota salesman offered me a lease price of 470 mo. 2500 down (tax and fees inc.) for a 2005 Seqouia SR5, 4wd, 36-39 mos, 12k mi/yr. no leather, basic package, live in Long Island , Do you think this is in the ballpark of the going rates or should i shop around, Thank you | |
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Replying to: qbrozen (Jan 18, 2005 7:13 am)
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