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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Replying to: steine13 (Nov 06, 2004 5:28 pm)
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Replying to: erikcrago (Nov 06, 2004 6:24 pm) |
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| Hello carman. I am hoping you can help me out with some numbers for a lease on a 2005 Quest S. It is basically a standard vehicle, with a few minor options, such as microfilter and mats. The sticker is 25,700+-. I am looking for the current money factor and residual on a 36 or 39 month lease, with 12k per year on the mileage. I would like to be well informed before entering the dealership. I see that there are currently no incentives or marketing support, just a low APR if purchasing. That surprises me, considering the sluggish sales. I appreciate all of your help. | |
| Car Man: You helped me save money on a Lexus lease earlier this year. I'm considering a Chrysler 300C with $37070 MSRP. For 36 mos/12k mi, what's the latest money factor and residual value? Does DC offer the $1000 financial bonus on this model? Thanks. | |
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I have a problem and I'd really appreciate some help. I had a lease car, which was stolen a day ago. I moved to New York City, where I only drive the car once in a blue moon. So, I overlooked my insurance. It apparently expired a while ago. Now my car is stolen and I don't know what to do. I checked my documents and GAP insurance is already included in my lease. What will be my liability and what should I do. Thank you for your advice in advance.
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Hi drdog. Leasing may not be a bad idea if you lease a Honda and the charge per additional mile is less than or equal to the reimbursement that you receive from your employer. There is no limit to how high your excess mileage penalty will be. If you rack up a ton of miles, you definitely could end up owing thousands of dollars. You need to make sure that you are disciplined enough to put away the money that your employer gives you for driving so that you don't get caught having to pay a huge penalty out of your own pocket at lease-end. Car_man Host Smart Shopper Message Board |
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Hey g17. I looked into the matter for you and apparently Lexus' lease program for the 2005 IS 300 has not changed. The numbers that were available on it in October are now good through November 30th. Specifically, Lexus financial Services' 3 year, 15,000 miles per base lease money factor and residual value for a 2005 Lexus IS 300 with an automatic transmission should be .00128 and 53%, respectively. Using these numbers, an MSRP of $33,645 and a selling price of $30,100 I estimate that this car would have a zero down, pre-tax monthly payment of right around $402. The difference between LFS' 36 and 39 month residual values is bigger than it is for some other banks so you really don't save much, only a couple of dollars, by going with the 39 month term. Car_man Host Smart Shopper Message Board |
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I sure do, soccerpws, and I would be more than happy to help you out. If you were to lease a 2005 Honda Civic EX Sedan through American Honda Finance Corp. this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00148 and 55%, respectively. The numbers for an otherwise identical 39 month lease of this car should be .00148 and 52%. Car_man Host Smart Shopper Message Board |
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Hi there tdevane. As usual, Infiniti is not providing any sort of lease support on the G35 Coupe, which is a fantastic looking car by the way  . So if you were to lease one through Infiniti Financial Services at this time, you would have to use its standard lease money factor of .00215. Its 3 year, 15,000 miles per residual value for an '05 G35 Coupe is currently 60%. Using these numbers, an MSRP of $34,000, and a selling price of $32,000 I estimate that this car would have a zero down, pre-tax monthly payment of around $435. Car_man Host Smart Shopper Message Board |
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I sure can, jim53. I do not believe that Lexus is providing any sort of lease support on the 2005 RX 330 at this time, so if you were to lease one through Lexus Financial Services, you would have to use its standard lease program. I think that its standard money factors vary slightly, depending upon what part of the country one is in, however if you qualify for its very best credit tier you should expect a factor of right around .00195. If your credit is still in really good shape but you miss the cur for the highest tier, your factor should be around .00205. LFS' provides a slight discount in these factors for loyal customers. The last time that I saw the residual values for the 2005 RX 330 4WD without navigation or the rear entertainment system, they were 57% for 36 months and 54% for 39 month leases with 15,000 miles per year. Car_man Host Smart Shopper Message Board |
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