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#14399 of 23872 Re: Out of Pocket expenses [kyfdx] by slocko Nov 05, 2004 (1:22 pm)
Replying to: kyfdx (Nov 05, 2004 11:48 am) okay guys, I understand that you shouldn't put any cap cost reduction money. that was never my question.   my question is if you put everything into the payment, will you have to pay finance charges and does gap insurance cover it?   that's all. just wondering if the dealer is trying to get me to lease a higher amount so he can look better and I pay more in interest. i have no problems rolling taxes because in NJ I don't pay any finance charges on that. But if I roll in deposit, first payment, dealer fees, registration, will it be financed? I rather pay those up front and not pay any interest since I have the money. but if you don't have to pay any interest on it, then i am 100 percent with you guys.   The 1800 out of pocket covered acqusition fee, doc fees, first payment, deposit, and registration. Replies to this message: kyfdx (Nov 05, 2004 1:29 pm) slocko (Nov 07, 2004 7:08 pm)
#14400 of 23872 Re: Out of Pocket expenses [slocko] by kyfdx HOST Nov 05, 2004 (1:29 pm)
Replying to: slocko (Nov 05, 2004 1:22 pm) Well.. they are basically loaning you all that money (cap cost) on the car.. so, the dealer gets paid, and the taxes get paid, and the bank gets the acquisition fee.. After all that, the money is basically a lien against the car... so, yes, if you total it, all will be covered by GAP insurance.. Good deal, huh?   And yes, you do pay finance charges on anything that isn't paid up front.... But, on most leases that is anywhere between $0.50 and $2.50 per thousand per month.. So, roll $2K into the lease and it will cost you $1.00-$5.00 per month, depending on your money factor.   regards, kyfdx Replies to this message: slocko (Nov 07, 2004 7:08 pm)
#14401 of 23872 E320 vs 530i lease comparison by dale5 Nov 05, 2004 (2:50 pm)
Hello everyone... need advise. I have test driven both the E320 and the 530i and enjoy both even though both cars are totally different. Question is what should I expect with negotiations as it relates to bottom line price, monthly lease (36,000 3 years, 53K MSRP for both)and any additional incentives? 2005 models living in Illinois   Thanks, Dale
#14402 of 23872 Nissan 350z by st7 Nov 05, 2004 (3:46 pm)
Car_Man, Thanks for the all the information you provide in this forum - it really helps level the playing field. I'm considering the 2005 350z roadster (touring). Do you have the base money factor and 24/36 month residuals (12k/yr)? Any idea if Nissan may come out with a year end incentive?
#14403 of 23872 2005 Pathfinder LE by erikcrago Nov 06, 2004 (4:39 pm)
Hello Everyone - I'm at the end of my lease on a 2001 Pathfinder and I'm about $2,000 in milage overages. I've negotiated a new lease on a 2005 for about $465 per month with $550 down and they will take my 2001 and I won't owe anything. However, the buyout on my 2001 lease is $17,300 and they're selling some like it for $21,000 on the lot. I don't want the hastle of buying it, then selling it, then doing a lease, and I don't want to pay the overage, so this deal seems pretty good to me. Has anyone else run into a situation like this? Anyone seen prices for a 2005 lease? 12K miles year, 39 months, $17,350 residual.   Thanks!
#14404 of 23872 erikcrago by steine13 Nov 06, 2004 (5:28 pm)
"However, the buyout on my 2001 lease is $17,300 and they're selling some like it for $21,000 on the lot."   No they're not. They're ASKING that, for the next guy who is $2,000 buried, like you are. Or $4,000. So don't feel bad, sounds like they're doing ok by you...   -Mathias Replies to this message: erikcrago (Nov 06, 2004 6:24 pm) areaone (Nov 06, 2004 6:55 pm)
#14405 of 23872 November Audi Lease Programs by kzybulew Nov 06, 2004 (5:41 pm)
Hi Car_man, Now we're also looking at Audi, (I've posted recently asking about a Volvo XC90 lease.) In previous posts you said the Oct. program ended Nov. 3rd, do you have the November lease information? Looking for residuals and money factors for a 2005 allroad 2.7T with Tiptronic (automatic). Would like to know 36 and 48 months for both 12K and 15K.   You're so awesome, you're work here is greatly appreciated! kzybulew
#14406 of 23872 Re: erikcrago - was 2005 Pathfinder by erikcrago Nov 06, 2004 (6:24 pm)
Replying to: steine13 (Nov 06, 2004 5:28 pm) good point Mathias about the asking/selling price. I meant they are asking $21,000 on the lot...my bad. So the lease deal seems fair to you? Replies to this message: areaone (Nov 06, 2004 6:55 pm)
#14407 of 23872 Re: erikcrago - was 2005 Pathfinder [erikcrago] by areaone Nov 06, 2004 (6:55 pm)
Replying to: erikcrago (Nov 06, 2004 6:24 pm) I don't know all the detailed numbers, but Nissan is running a TV ad for a 2005 Pathfinder lease of $329 for 39 months.
#14408 of 23872 2005 Quest S lease by emmett1 Nov 06, 2004 (8:27 pm)
Hello carman. I am hoping you can help me out with some numbers for a lease on a 2005 Quest S. It is basically a standard vehicle, with a few minor options, such as microfilter and mats. The sticker is 25,700+-. I am looking for the current money factor and residual on a 36 or 39 month lease, with 12k per year on the mileage. I would like to be well informed before entering the dealership. I see that there are currently no incentives or marketing support, just a low APR if purchasing. That surprises me, considering the sluggish sales. I appreciate all of your help.

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