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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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**For my money, I would rather keep my cash (tax return or whatever) and spend the extra $47 each month rather than pay the $2000 up front** ...... Bingo.! 14,000+ posts .. and finally we have our first genius .. he's right.! Terry. |
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Replying to: jerhot (Nov 05, 2004 9:18 am) Thanks for taking the time to write all that out. kirstie_h Roving Host & Future Vehicles Host
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Replying to: kirstie_h (Nov 05, 2004 11:40 am) Another advantage of leasing, is you can see exactly what your car expenses are.. When you put down a large amount upfront, you are just "muddying the waters". My rule of thumb is 1st payment and security deposit only at signing. regards, kyfdx |
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Replying to: kyfdx (Nov 05, 2004 11:48 am) kirstie_h Roving Host & Future Vehicles Host |
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Replying to: kyfdx (Nov 05, 2004 11:48 am) my question is if you put everything into the payment, will you have to pay finance charges and does gap insurance cover it? that's all. just wondering if the dealer is trying to get me to lease a higher amount so he can look better and I pay more in interest. i have no problems rolling taxes because in NJ I don't pay any finance charges on that. But if I roll in deposit, first payment, dealer fees, registration, will it be financed? I rather pay those up front and not pay any interest since I have the money. but if you don't have to pay any interest on it, then i am 100 percent with you guys. The 1800 out of pocket covered acqusition fee, doc fees, first payment, deposit, and registration.
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Replying to: slocko (Nov 05, 2004 1:22 pm) And yes, you do pay finance charges on anything that isn't paid up front.... But, on most leases that is anywhere between $0.50 and $2.50 per thousand per month.. So, roll $2K into the lease and it will cost you $1.00-$5.00 per month, depending on your money factor. regards, kyfdx
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Hello everyone... need advise. I have test driven both the E320 and the 530i and enjoy both even though both cars are totally different. Question is what should I expect with negotiations as it relates to bottom line price, monthly lease (36,000 3 years, 53K MSRP for both)and any additional incentives? 2005 models living in Illinois Thanks, Dale |
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Car_Man, Thanks for the all the information you provide in this forum - it really helps level the playing field. I'm considering the 2005 350z roadster (touring). Do you have the base money factor and 24/36 month residuals (  12k/yr)? Any idea if Nissan may come out with a year end incentive?
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Hello Everyone - I'm at the end of my lease on a 2001 Pathfinder and I'm about $2,000 in milage overages. I've negotiated a new lease on a 2005 for about $465 per month with $550 down and they will take my 2001 and I won't owe anything. However, the buyout on my 2001 lease is $17,300 and they're selling some like it for $21,000 on the lot. I don't want the hastle of buying it, then selling it, then doing a lease, and I don't want to pay the overage, so this deal seems pretty good to me. Has anyone else run into a situation like this? Anyone seen prices for a 2005 lease? 12K miles year, 39 months, $17,350 residual. Thanks! |
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"However, the buyout on my 2001 lease is $17,300 and they're selling some like it for $21,000 on the lot." No they're not. They're ASKING that, for the next guy who is $2,000 buried, like you are. Or $4,000. So don't feel bad, sounds like they're doing ok by you... -Mathias
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