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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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Hey siemon321. Honda's lease program for the 2005 Civic has changed for the month of November. If you were to lease a 2005 Honda Civic LX Sedan or EX Sedan through American Honda Finance Corp. this month for 2 years with 15,000 miles per, its base lease money factor and residual value should be .00148 and 58%. The numbers for an otherwise identical 3 year lease should be .00148 and 53%. Car_man Host Smart Shopper Message Board
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You're very welcome, sergkn. Infiniti has a brand new November lease program out now so any payments that you worked up based upon its October program may no longer be valid. Car_man Host Smart Shopper Message Board |
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Greetings kzybulew. The lease program that this dealer is using to calculate the payment on this XC90 is average, but nothing special. The selling price that you were quoted is reasonable though. Volvo just introduced a new lease program for this model for the month of November. Before pulling the trigger on this offer, you may want to see is Volvo Finance's new program better than the one that your dealer is currently using. I should be able to give you an idea of what it it like if you check back with me in a few days. One thing that I noticed about your deal is that the amount due at lease signing is a little on the high side. Typically consumers who are not making any sort of capitalized cost reduction have to pay their vehicle's first month's payment, a security deposit that is equivalent to that payment rounded up to the nearest $25 or $50 increment, and an acquisition fee of around $500 to $600 at signing. All of this would add up to around $1,500 to $1,600 on your deal. Are you paying any sort of taxes at lease signing? Perhaps this is why your amount due is higher. Car_man Host Smart Shopper Message Board
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Hey Car_man... just wanted to see if you got a look at the new residual values for Lexus yet...below was my original post: Looking at a '05 Lexus IS 300 E-shift; Options are Lthr & Alcan Pkg, Htd seats, Spoiler, Skid Control.....Total MSRP is 33645, lets say we can get it for 30100. Can you give me the resid. and money factor for 36 mo. 15k/yr. Assume $0 down, tax in NJ is 6% can you give me an idea what the monthly would be? If there are better combos like 39 months let me know. I told my wife we can't do anything until we hear from you!! You've been very helpful in the past. Thanks again! |
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I am glad to hear that everything worked out well with your father's Buick Rendezvous lease, desgnconcpts. Even though the customer cash incentive on the 2005 Mercury Mariner was recently enhanced to $2,000, the lease cash on this vehicle is still only $1,000. I am not intimately familiar with what the market for this model is like in your area at this time, but if I had to make an educated guess, I would say that after taking the lease cash into account you should be able to lease one for right around invoice to perhaps $500 or so under. Let's work up a sample lease payment on this vehicle for you and see what we come up with. According to my calculations, if your mother was to lease a 2005 Mercury Mariner Luxury 4WD with an MSRP of $28,460 and a capitalized cost of $26,764 (invoice) through Ford Credit this month for 3 years with 12,000 miles per, her zero down, pre-tax monthly payment should be right around $412. I arrived at this payment using a lease rate of 6.25% and a residual value of 56%. Car_man Host Smart Shopper Message Board |
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Replying to: Car_man (Nov 04, 2004 4:40 am) Do you have the numbers for the Honda lease program for the 2005 Civic EX for 36 and 38 months with 12,000 miles? Thanks! |
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| My fiance is looking at a G35 coupe, leasing for 36 months at 15k miles. The FMV is $32k, the MSRP is $34k. What kind of lease pymt are we looking at? What is the money factor right now and residual? | |
| Can you let me know the mf and residual on a 2005 RX330 for 36 and 39 months? | |
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Car_man has lexus released November residuals yet? I'm interested in LS430 36-39m 10-12000 miles |
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Yesterday I was quoted $750 below MSRP in Chicago West Suburbs using the Costco discount (which works out to $34,150 plus $570 destination/handling). The dealer quoted me a 42 month lease at $619 and a 39 month lease at $659, both with $2000 down. Dealer said it would take $1000 down, and would raise lease prices about $25 per month. The lease is through Honda and includes 15,000 miles per year. Looking at other posts, these rates seem high. I haven't seen the worksheet yet, but I was told MF of .0026 and residual of 55% (which I think works out to $19,195). When I plug these numbers into the edmunds lease calculator, the payments are $582 for a 39 month lease. What am I missing? This is my first time leasing and, despite reading up on it, I am getting confused. Is this dealer trying to rip me off? Thanks in advance for any help.
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