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Smart Shopper Smart Shopper-Archives Lease Questions - Ask Here 
23872 messages, Last post on Sep 20, 2005 at 8:08 AM
You are in the Smart Shopper-Archives Forum. Your Hosts are kirstie_h & tidester
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No problem, eagwheels. If you were to lease a 2005 Pilot EX-L without navigation or the rear entertainment system through American Honda Finance Corp. right now for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00250 and 64%, respectively. Using these numbers, an MSRP of $32,635 and a selling price of $31,135, I come up with a zero down, pre-tax monthly lease payment of right around $415. The money factor would be the same for the '05 Pilot EX, but the residual value would be 2% higher. Car_man Host Smart Shopper Message Board
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You're welcome, kjw24. Yes those numbers are right on the money. Whoever told you that the cash incentives on the 3-Series expired on October 1st was either mistaken or just lied. BMW's cash incentives on '04 3-Series models are still there and are scheduled to run through November 1st. The supply of 2004 BMWs is definitely getting pretty thin. If you want one, you better act now. You may have to look at a few dealers to find a leftover 3-Series equipped the way that you want it, but there are still a few out there. Make sure to act quickly if you want one because they are going fast and I don't expect there to be much in the way of lease support on most '04 BMWs in November. Car_man Host Smart Shopper Message Board |
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Carman, What are the current numbers on lease deals on the 2004 VW Phaeton? Are the best #'s on a 36 month lease? I can do 36, or 42 months, 12k miles per year. What are the MF's and Residuals for those? Also, just to triple check, what are the current incentives on the Phaeton (cash back, etc). I know they are posted on Edmunds, but I have had dealers mention stuff that isn't posted. Thanks!
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Hi carman, We are getting ready to lease a 2005 Cayenne Turbo and I have done some homework. MSRP $94,510.00 Residual 55% Cap cost: $89,510.00 Money factor: .00210 Term: 42 miles: 15,000/years base monthly payment $1,190.69 We live in MA so state tax 5%: $59.53 Acquisition Fee: $595 Doc Fee (???? do not know what this is): $149 Is this a decent deal? Thank you very much for your advice. Viggie |
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Replying to: Car_man (Oct 19, 2004 9:53 am) Thanks in advance carman |
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Replying to: Car_man (Oct 20, 2004 3:56 am) The state is Florida & you might as well provide the 48 month factors also. Thank you!! |
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Replying to: scott31 (Oct 20, 2004 4:21 am) There is an ad in my local paper.. '04 Phaeton.. $699/mo.. $999 due at signing (1st pymt, $300 cap cost reduction) No security deposit 3yr/30K miles Just some info to think about.. regards, kyfdx
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I plan on leasing either an '04 or '05 Acura TSX. I live in Miami, FL. I've got two questions concerning the leasing process: 1. Once and for all, what fees SHOULD I expect and not be expected to pay- disposition fee, acquisition fee, etc.? Do they depend on your credit rating and/or where you live and/or the dealership? 2. Does the residual and money factor depend on where you live, credit ratings, leasing co.?? Or is it a standard number? Thanks for all your help! |
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Hi Car_man: I have a question on leasing a company car for a small company. Both Honda and Nissan dealers ask me to have a board member of the company sign a form to show leasing such a car is approved (by the board). What's is the purpose of such? Do all manufacturers require such? |
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Interesting choice in vehicles, scott31. The Phaeton is actually a very underrated car. It is very nice, but the problem is that it's just too expensive. You are in luck because Volkswagen enhanced the lease program on this car a week or two ago. If you were to lease a 2004 Volkswagen Phaeton V8 through VW Credit right now for 36 months with 12,000 miles per, its base lease money factor and residual value should be .00030 and 55%, respectively. The numbers for an otherwise identical 42 month lease should be .00087 and 51%, respectively. When negotiating a lease on this car, keep in mind that VW just introduced $3,225 lease cash on it that will help you to negotiate an attractive capitalized cost. The $5,000 dealer cash that is available on the 2004 Phaeton can not be used in conjunction with VW Credit's special lease program. Car_man Host Smart Shopper Message Board |
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