Last post on Aug 31, 2013 at 8:30 PM
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Car Leasing, Buying Insurance
#452 of 470 Where does one buy gap insurance?
Dec 22, 2011 (5:15 am)
Where would one buy gap insurance? I'm trying to find a reputable widely known and used gap insurance vendor. Geico doesn't offer gap insurance which is my insurance company.
#453 of 470 Re: Where does one buy gap insurance? [imaginary]
Dec 22, 2011 (7:22 am)
for a car you own or are shopping for? Dealers typically offer it. Just make sure you negotiate down the price because it is also typically expensive.
#454 of 470 Some auto insurers
Dec 22, 2011 (7:38 am)
do offer it, altho your doesn't, but almost all dealers do offer it...I assume the price is negotiable, it never hurts to try...
#455 of 470 Where does one buy gap insurance?
Dec 23, 2011 (10:22 pm)
Does anyone know of anyone else who offers gap insurance besides dealers?
#456 of 470 Credit Unions also offer GAP insurance
Jan 09, 2012 (8:52 pm)
My CU ( DCU) offered gap insurance for 1 time payment of $250 to $300. But I ended up taking GAP from the dealer as he did a price match to this price - $250. The initial quote he gave me was $750.
#459 of 470 Re: Where does one buy gap insurance? [imaginary]
Sep 07, 2012 (6:50 pm)
Progressive does. Saved me a lot of hassle when my first car was destroyed. I thought all insurances offered gap.
#461 of 470 Can't find anywhere to get Gap insurance
Mar 24, 2013 (3:12 am)
I think I'm stuck. I turned down Gap insurance at the dealer since it would have to be paid out of pocket and everything I read said the dealer would be overpriced. Now, the lender says it's too late one week later, the dealer says the lender won't let him add it for the same reason on his end. My insurance (Geico) doesn't offer it. I looked at switching but either the other companies don't offer it or it has to be done at the time of sale or be a year or two old at the most. I checked for standalone and one is not offered in NC and the other is not taking new customers. My credit union offers it only if you finance through them. I can refinance through them but not until 6 months after I establish on time auto payment history (first car loan) and clean up a few things on my credit.
I feel like I've exhausted my options. Any other ideas other then holding out and refinancing with them? The window for them opens up again then. I just don't want to feel paranoid driving all the time.