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Smart Shopper Gap Insurance
440 messages, Last post on Sep 24, 2009 at 1:20 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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so these thoughts are purely speculative... Normally the main penalty on a lease is the odometer, where you drive more miles than the lease allowed...you also have to turn in the car in good condition, or they can penalize you for dents, paint scratches, chipped glass, etc. You are turning in a car that has supposedly had its problems fixed...maybe not the way you and I would think of it, but fixed nonetheless...after all, if you turned the car in with visible damage, THEY would have charged you for the repairs, but, instead, the "repairs" were paid by Allstate... There may be a slim possibility that you may not be penalized at all, since the car has been restored pursuant to another "authority" in the name of Allstate...I wish you luck with this... Also, read your lease agreement, as it may have a specific paragraph that discusses this very issue and how they handle it...while I have not had any experience with this, I am quite sure that the leasing company has... Let us know your outcome...I would be happy to learn from your experience...
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A reporter from a large finance magazine hopes to speak with consumers who have had a bad experience purchasing auto insurance online. If you’ve had a bad experience, please respond to ctalati edmunds.com with your daytime contact information no later than Tuesday, April 15, 2008.
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Replying to: marsha7 (Apr 08, 2008 7:20 pm) They can't penalize you if you just have a glitchy car. As long as you have made an effort to keep it up. |
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Replying to: kirstie_h (Apr 09, 2008 5:22 am) |
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Hi, I might need to get gap insurance since my current insurer doesn't offer it. I don't want to change my insurance company, just want to buy a third-party GAP insurance. Which one would you guys recommend besides the ubiquitous $399 online gap insurance ads? (those seem a little overpriced, and have no idea of their reputation) Thanks. |
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I sold my truck and I had Gap Insurance on it. The dealer told me to go back to the dealership where I bought the truck and get my money back because I only pay for what I use. I want to make sure this is true before I head to the dealership. Thanks
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Replying to: saints75 (Sep 15, 2008 6:47 pm) |
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Replying to: saints75 (Sep 15, 2008 6:47 pm) Dealer's hate to give refunds. If you look at your loan agreement, whatever price you paid for gap coverage, figure the dealer kept 60-80% of that amount.
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| Thanks for the info. | |
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