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Gap Insurance

440 messages,  Last post on Sep 24, 2009 at 1:20 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Leasing, Buying Insurance


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#349 of 440
Re: Car Totaled: Gap cover car portion of lease payoff only? [kyfdx] by artvanelayjr
Feb 10, 2008 (4:09 pm)
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Replying to: kyfdx (Feb 10, 2008 11:28 am)

Thanks very much for your perspective. It's reassuring.
 
I'll just fight to keep my security deposit out of the settlement as well.
 
Besides security and 1st month payment; I only paid $411.00 at "inception".
 
Most of it CA registration I'm not getting half the value of.
 
I agree: to go after the guy is probably not practical... assuming he's still in the country.
#350 of 440
While I certainly by marsha7
Feb 10, 2008 (6:07 pm)
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understand the desire to sue the other guy, one must look at the probability of collection...if he has a regular job that he intends to keep, you may have a chance at garnishment...
 
It is amazing how many people who commit these infractions never have a regular job, then maybe that is simply indicative of their personality type...the same guy who can't hold a job may not have car insurance and may not even have a regular place to live, which is really just one simple syndrome of itself, the unstable person...
 
Maybe the uninsured should spend 30 days in jail for being uninsured, but, sadly, I myself have said that jail space needs to be held for those who commit serious crimes, but, maybe some minimum security space could be found in the middle of the Mojave desert...the old Georgia chain gangs come back to my mind...where is Cool Hand Luke when I need him???
 
What we have here is a failure to communicate...
#351 of 440
Re: While I certainly [marsha7] by artvanelayjr
Feb 10, 2008 (9:03 pm)
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Replying to: marsha7 (Feb 10, 2008 6:07 pm)

No what we have here is a failure to protect our border
#352 of 440
artvan by marsha7
Feb 11, 2008 (10:06 am)
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Amen to that...I say, send all 12 million back tomorrow...oh, they can't find them???...check any construction site or crop field...if 12 million of us told the IRS we weren't going to pay our taxes, they would round us up in less than a week, find jail cells and incarcerate us indefinitely...
 
Well, pretend that they are 12 million tax scofflaws, which they are, anyway (Fair Tax, anyone???) and send them back to the Hinterlands...then fine all the employers who hire them, because if they can't find work they will not stay...and, if they turn to a life of crime, send in the vigilantes...
 
Strong message to follow...
#353 of 440
Re: artvan [marsha7] by tidester HOST
Feb 11, 2008 (12:06 pm)
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Replying to: marsha7 (Feb 11, 2008 10:06 am)

Strong message to follow...
 
Please, let's not go there.
 
tidester, host
SUVs and Smart Shopper
#354 of 440
Where is John by marsha7
Feb 11, 2008 (6:54 pm)
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Wayne when we REALLY need him???????????????????????
#355 of 440
Re: Where is John [marsha7] by kirstie_h HOST
Feb 12, 2008 (9:09 am)
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Replying to: marsha7 (Feb 11, 2008 6:54 pm)

Huh, and here I thought you were looking for Cool Hand Luke.
#356 of 440
Depending by marsha7
Feb 12, 2008 (6:19 pm)
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on the situation, I could use either one...one, a constant winner, the other, a constant loser...
 
Can you smell hard boiled eggs???...maybe I am just dreaming...
#357 of 440
Re: Gap Insurance [nkmonty1] by danasi
Feb 13, 2008 (11:46 am)
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Replying to: nkmonty1 (Aug 29, 2007 9:05 am)

Hello!
Some different Gap companies do offer $1000-2000 toward your next vehicle purchase if you go back to the same dealer in which you bought the vehicle from and if it was a Credit Union whom you purchased the GAP from they may offer it if you finance again with them. The best way to find out is to read your policy. The GAP that i offer my clients does not have the $1000 toward the next car but does pay the insurance company deductible up to $1000.00.
#358 of 440
Is GEICO really as good as the other guys? by s60leaser
Mar 03, 2008 (1:22 pm)
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Hi
Anyone out there have an opinion on GEICO?
 
I am astounded at how much less my auto insurance would be w/ GEICO versus current insurer, Chubb. I have 5 drivers, 3 vehicles and 3 of the drivers are"youthful",ie: under 21. I have compared all the data,the only items I can't figure out are:
1) Reparation Benefit ($100K) on chubb versus Bodily Injury and Property Damage
(500/500/100) on GICO Are these comparable items?
2) Agreed value_ Chubb lists values and GEICO says use Kelly Blue Book
Any ideas?

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