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Gap Insurance

440 messages,  Last post on Sep 24, 2009 at 1:20 PM

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#337 of 440 Re: USAA [nkmonty1] by jagar100 Jan 22, 2008 (6:16 am)
Replying to: nkmonty1 (Jan 22, 2008 6:06 am) You have to have a policy with Safeco for them to give you gap on your vehicle. Replies to this message: nkmonty1 (Jan 22, 2008 6:43 am) tedebear (Jan 22, 2008 8:18 am)
#338 of 440 Re: USAA [jagar100] by nkmonty1 Jan 22, 2008 (6:43 am)
Replying to: jagar100 (Jan 22, 2008 6:16 am) Hi   Oh I C. How are the rates? I might as well call them because my insurance company does not carry GAP. Do you have Safeco's phone number? Thanks again for your time Nan Replies to this message: tedebear (Jan 22, 2008 8:18 am)
#340 of 440 Re: USAA [nkmonty1] by tedebear Jan 22, 2008 (8:18 am)
Replying to: nkmonty1 (Jan 22, 2008 6:43 am) Do you have Safeco's phone number?   Safeco is a national insurance company, easily found by doing a Google search. Try their website for an office near you at www.safeco.com.   As far as their rates, they were less expensive for me than when I had State Farm but not quite as low as Geico. However, Geico doesn't offer GAP but now I don't need that coverage.
#341 of 440 Safeco by nkmonty1 Jan 22, 2008 (9:16 am)
Hi   I have GEICO and even though they are cheap they do not offer the GAP insurance for a vehicle that was preowned. So as much as I like them I do have to find a company that has GAP.   Right now I dont need GAP, but you never know what every day will be. Thanks for your information. Nan Replies to this message: tedebear (Jan 22, 2008 9:35 am)
#342 of 440 Re: Safeco [nkmonty1] by tedebear Jan 22, 2008 (9:35 am)
Replying to: nkmonty1 (Jan 22, 2008 9:16 am) Yes, I said that Geico doesn't offer GAP. That's why I mentioned Safeco and listed their website so you can find the phone number of a Safeco agent near you.   Safeco saved me over $600/yr from what I was paying with State Farm. Geico now saves me even more than Safeco. With my huge discount off the MSRP and trade-in, I'm easily below the point in my loan where GAP could be of any use.
#343 of 440 All GAP does is encourage Torching by andres3 Jan 22, 2008 (8:57 pm)
your own vehicle. Sometimes, financially, torching and burning your vehicle is the best option (at least financially) because you wasted money on GAP and perhaps purchased something that depreciates like a rock and paid too much for it in the first place. I think GAP encourages and tempts people to torch their own vehicles and commit insurance fraud. Replies to this message: joel0622 (Jan 23, 2008 8:29 am)
#344 of 440 Just because by marsha7 Jan 23, 2008 (7:38 am)
something CAN be abused does not mean it should not be available...for the majority of us who would not even think of torching the vehicle, GAP works for us...what is wrong with that???
#345 of 440 Re: All GAP does is encourage Torching [andres3] by joel0622 Jan 23, 2008 (8:29 am)
Replying to: andres3 (Jan 22, 2008 8:57 pm) Thats like saying all people who have disability insurance are planning on getting hurt on purpose.
#346 of 440 Or that all people by marsha7 Jan 23, 2008 (1:36 pm)
who have a glass of wine with dinner intend to drive drunk...

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