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Smart Shopper Gap Insurance
440 messages, Last post on Sep 24, 2009 at 1:20 PM
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Replying to: joel0622 (Jan 21, 2008 5:53 am) So, I will try to respond differently. If a bank gives you a car loan for $33k and the car is destroyed, but it is only worth $25k and you have GAP, they will pay-off the entire loan. |
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Replying to: tedebear (Jan 21, 2008 11:55 am) I am so sorry to bother you but I need to find out if you have the phone number for Safeco? Do you have to have a policy with them or can you just have them for GAP? Thanks for your help. I am really appreciative. Nan 
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Replying to: nkmonty1 (Jan 22, 2008 6:06 am)
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Replying to: jagar100 (Jan 22, 2008 6:16 am) Oh I C. How are the rates? I might as well call them because my insurance company does not carry GAP. Do you have Safeco's phone number? Thanks again for your time Nan
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Replying to: nkmonty1 (Jan 22, 2008 6:43 am) Safeco is a national insurance company, easily found by doing a Google search. Try their website for an office near you at www.safeco.com. As far as their rates, they were less expensive for me than when I had State Farm but not quite as low as Geico. However, Geico doesn't offer GAP but now I don't need that coverage. |
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Hi I have GEICO and even though they are cheap they do not offer the GAP insurance for a vehicle that was preowned. So as much as I like them I do have to find a company that has GAP. Right now I dont need GAP, but you never know what every day will be. Thanks for your information. Nan
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Replying to: nkmonty1 (Jan 22, 2008 9:16 am) Safeco saved me over $600/yr from what I was paying with State Farm. Geico now saves me even more than Safeco. With my huge discount off the MSRP and trade-in, I'm easily below the point in my loan where GAP could be of any use. |
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your own vehicle. Sometimes, financially, torching and burning your vehicle is the best option (at least financially) because you wasted money on GAP and perhaps purchased something that depreciates like a rock and paid too much for it in the first place. I think GAP encourages and tempts people to torch their own vehicles and commit insurance fraud.
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| something CAN be abused does not mean it should not be available...for the majority of us who would not even think of torching the vehicle, GAP works for us...what is wrong with that??? | |
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