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Gap Insurance

440 messages,  Last post on Sep 24, 2009 at 1:20 PM

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#333 of 440 Re: USAA [joel0622] by joel0622 Jan 21, 2008 (3:19 pm)
Replying to: joel0622 (Jan 21, 2008 3:18 pm) Here are the membership requirements.   PFCU title
#334 of 440 Re: USAA [nkmonty1] by waterdr Jan 21, 2008 (10:14 pm)
Replying to: nkmonty1 (Jan 21, 2008 3:12 pm) I think with USAA, you need to have the car loan with them in order to get the GAP insurance.
#335 of 440 Re: eswan87 [joel0622] by waterdr Jan 21, 2008 (10:16 pm)
Replying to: joel0622 (Jan 21, 2008 5:53 am) Maybe I did not understand the question, or for that matter your response - lol   So, I will try to respond differently. If a bank gives you a car loan for $33k and the car is destroyed, but it is only worth $25k and you have GAP, they will pay-off the entire loan.
#336 of 440 Re: USAA [tedebear] by nkmonty1 Jan 22, 2008 (6:06 am)
Replying to: tedebear (Jan 21, 2008 11:55 am) Hi   I am so sorry to bother you but I need to find out if you have the phone number for Safeco? Do you have to have a policy with them or can you just have them for GAP?   Thanks for your help. I am really appreciative. Nan Replies to this message: jagar100 (Jan 22, 2008 6:16 am) nkmonty1 (Jan 22, 2008 6:43 am) tedebear (Jan 22, 2008 8:18 am)
#337 of 440 Re: USAA [nkmonty1] by jagar100 Jan 22, 2008 (6:16 am)
Replying to: nkmonty1 (Jan 22, 2008 6:06 am) You have to have a policy with Safeco for them to give you gap on your vehicle. Replies to this message: nkmonty1 (Jan 22, 2008 6:43 am) tedebear (Jan 22, 2008 8:18 am)
#338 of 440 Re: USAA [jagar100] by nkmonty1 Jan 22, 2008 (6:43 am)
Replying to: jagar100 (Jan 22, 2008 6:16 am) Hi   Oh I C. How are the rates? I might as well call them because my insurance company does not carry GAP. Do you have Safeco's phone number? Thanks again for your time Nan Replies to this message: tedebear (Jan 22, 2008 8:18 am)
#340 of 440 Re: USAA [nkmonty1] by tedebear Jan 22, 2008 (8:18 am)
Replying to: nkmonty1 (Jan 22, 2008 6:43 am) Do you have Safeco's phone number?   Safeco is a national insurance company, easily found by doing a Google search. Try their website for an office near you at www.safeco.com.   As far as their rates, they were less expensive for me than when I had State Farm but not quite as low as Geico. However, Geico doesn't offer GAP but now I don't need that coverage.
#341 of 440 Safeco by nkmonty1 Jan 22, 2008 (9:16 am)
Hi   I have GEICO and even though they are cheap they do not offer the GAP insurance for a vehicle that was preowned. So as much as I like them I do have to find a company that has GAP.   Right now I dont need GAP, but you never know what every day will be. Thanks for your information. Nan Replies to this message: tedebear (Jan 22, 2008 9:35 am)
#342 of 440 Re: Safeco [nkmonty1] by tedebear Jan 22, 2008 (9:35 am)
Replying to: nkmonty1 (Jan 22, 2008 9:16 am) Yes, I said that Geico doesn't offer GAP. That's why I mentioned Safeco and listed their website so you can find the phone number of a Safeco agent near you.   Safeco saved me over $600/yr from what I was paying with State Farm. Geico now saves me even more than Safeco. With my huge discount off the MSRP and trade-in, I'm easily below the point in my loan where GAP could be of any use.

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