Last post on Dec 03, 2013 at 6:13 PM
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#2446 of 2456 Re: New Lessee [kirstie_h]
Feb 23, 2013 (12:51 am)
Well, i was thinking about a Ford Focus, newer model with low mileage. not neccesarily brand spanking new, i am more than happy to be approved for a certified used vehicle.
I have heard about Ford financing being a good option to look into. I am just very hesitant to walk in to a dealership with unrealistic expectation and running my credit for no reason if there is no possible way for me to get approved. Also, i plan on having a down payment of about $1000. I hope this helps out a little more.
#2447 of 2456 Re: New Lessee [velias2]
Feb 23, 2013 (1:02 am)
im sorry i responded to the wrong post. please disregard!
Jul 15, 2013 (2:00 pm)
A reporter would like to talk to a car buyer in his/her 20s who has a 72-month or longer term auto loan. If you would like to share your story, please send your daytime contact information to predmunds.com no later than Tuesday, 7/16/13 at 10 a.m. PT/1 p.m. ET.
#2454 of 2456 Re: 20 years - car loan? [Stever@Edmunds]
Jul 15, 2013 (6:23 pm)
man, did I misunderstand your topic the first time I read it. I thought it said people were taking 20 year car loans!
#2455 of 2456 Quotes reasonableness
Jul 25, 2013 (10:29 am)
Hi, everyone. I need a small assistance in car financing/leasing. I'm a citizen of Russia and moove to US for to years for a work. I would like to buy a Volksvagen CC, namely this one: Wished car. I'm buying a car with a Company who deals with expats and who can provide a car financing or leasing without credit history. I received the quote from the Compony today. Could you please assess it for reasonableness. Actually I have enough money to purhase it at full price, but I've got money on deposit in Russia with very good interest rates. So, if the quotes a reasonable, it is more profitable for me to use financing or leasing.
The quote is as follows:
$ 19,477.00 Capitalized Price of Vehicle1
$ 616.75 * Motor Vehicle Excise Tax 3.2500% State OK
$ 111.75 * Initial License Fee
$ 0.00 Registration Fee Order Information
$ 995.00 * Other:Application Processing Fee Driver Name
$ 4,869.25 * Capitalized Price Reduction
$ 0.00 * Tax on Capitalized Price Reduction
$ 0.00 Gain Applied From Prior Unit Lic. Plate Type Unknown
$ 0.00 * Security Deposit GVWR 0
$ 0.00 Extended Service Contract
$ 14,607.75 Total Capitalized Amount
$ 608.65 Depreciation Reserve 4.1666%
$ 77.78 Monthly Lease Charge (Based on Interest Rate - Subject to a Floor)
$ 686.43 Total Monthly R">ental Excluding Additional Services
$ 0.15 Reduced Book Value at 24 Months
$ 400.00 Service Charge Due at Lease Termination
Why the priceon the website is lower than the one stated in the quote. The company said that the difference refers to documentary fees and administrative fees. Is it reasonable?