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Smart Shopper Questions About Financing New Vehicles
2253 messages, Last post on Nov 18, 2009 at 12:07 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: joel0622 (Sep 03, 2009 10:10 am)  tidester, host SUVs and Smart Shopper |
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Replying to: qbrozen (Sep 03, 2009 10:57 am) The fly by night one post wonder guys do a drive buy and there spam does not get deleted. Thats it, I have learned one thing from my Edmunds friends. I am going to get a lawyer and sue, sue,sue. 
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Replying to: joel0622 (Sep 03, 2009 2:04 pm) And, personally, I use bankrate's calculators, by the by. ;b
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Replying to: qbrozen (Sep 03, 2009 2:17 pm)
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Replying to: grandtotal (Sep 03, 2009 4:44 pm) actually we used edmunds calculator for the final numbers before we signed the papers at the dealer (I dont really trust the dealers) the edmunds calc includes tax and stuff which is cool, the agcalc calculator is good for just quickly seeing the relative difference between different loans, etc. I just checked it again and the difference between 20k for 48 months at 5% and 4% was $9/month - or did i screw something up?
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Replying to: bhi (Sep 04, 2009 5:00 pm) |
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A high number of complaints about auto dealerships and predatory lending practices are causing several consumer groups to ask that the dealerships be watched by a potential new agency that would oversee consumer financial products. Consumer Groups Want Dealerships to be Watched by Consumer Financial Protection Agency |
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I just purchased a 2010 Honda CRV EX-L 2WD, today and feel I fell into a trap at the dealership, when it came to the interest rate. My credit rating is 835 and they gave me 5.69% APR, and I had to fight to get them to come down from 5.99% I had been an excellent customer and returned a leased Honda Pilot, like new and they even supposedly gave $1,100 in equity toward this purchase. I quoted the rates I had found 2 weeks ago with the range being 4.99 to 5.49% for 36 to 48mos. They suggested I go to the bank or credit union and refinance - for 50- 100 dolllars if I can find a better rate. The price of the car was at invoice, however. Does it sound like I got a fair deal? I DON'T feel good about this. Thanks.
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