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Questions About Financing New Vehicles

2238 messages,  Last post on Oct 21, 2009 at 7:51 AM

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What is this discussion about? Car Financing

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#2212 of 2238 Re: Chrysler Financial [lrguy44] by zuckerbr Apr 15, 2009 (10:56 am)
Replying to: lrguy44 (Apr 15, 2009 10:42 am) I can live with the daily rate, because I intend to pay it off within a week. I checked the payment schedule, and the interest charge for the first month is about $150, so we're talking pocket change.   My main issue is my deep suspicion about why they would cut the price by $1000 and allow me to pay it off immediately. I can read the fine print all day, but I'll still worry that I overlooked something. Replies to this message: lrguy44 (Apr 15, 2009 11:30 am) joel0622 (Apr 15, 2009 2:00 pm)
#2213 of 2238 Re: Chrysler Financial [zuckerbr] by lrguy44 Apr 15, 2009 (11:30 am)
Replying to: zuckerbr (Apr 15, 2009 10:56 am) Ask the dealership why the finance price is lower. if all the LI dealers are quoting that way, my guess is dealer cash - is it thru Chrysler Credit? Replies to this message: joel0622 (Apr 15, 2009 2:00 pm)
#2214 of 2238 Re: Chrysler Financial [lrguy44] by joel0622 Apr 15, 2009 (2:00 pm)
Replying to: lrguy44 (Apr 15, 2009 11:30 am) It is legit, they are not offering you a lower price exactly, they are offering you an additional reabte to finance with Chrysler, and yes it happens every day that people finance them and pay them off after a month or two. Nothing crooked, nothing under handed. Just a dealer working the system that the motor company presented them with.
#2216 of 2238 Online financing? by romicva May 17, 2009 (12:05 pm)
What other then up2drive reputable online financing institutions are out there? Anyone with exprience... Thank you. Replies to this message: joel0622 (May 18, 2009 1:21 pm)
#2217 of 2238 press request by kirstie_h HOST May 18, 2009 (6:54 am)
A reporter is looking to hear from current car-shoppers by 5pm Pacific on May 18, 2009. Please send to jfallonedmunds.com your daytime contact info and a few sentences about the impressions of the marketplace in relation to the dramatic news surrounding the auto industry. Thanks, Jeannine Fallon Corporate Communications   Edmunds.com
#2218 of 2238 Re: Online financing? [romicva] by joel0622 May 18, 2009 (1:21 pm)
Replying to: romicva (May 17, 2009 12:05 pm) Capital One
#2219 of 2238 Affordability Calculator by greensuv May 22, 2009 (9:54 am)
We now have an Affordability Calculator which helps you figure out the price range of the cars you can shop for based on your desired monthly payment: http://www.edmunds.com/apps/calc/CalculatorController?pmtcalAction=affordability-
#2220 of 2238 dealership contract and new auto loan by tornadog Aug 05, 2009 (10:27 am)
I had applied for an auto loan through Penfed for their 3.99% APR, and was denied the loan. So I purchased the car with the dealership offered rate which was significantly higher. After doing some research, I found that Penfed allowed reconsideration of loan applications. On reconsideration, my loan was approved and they sent me a check in mail made out to the dealership and me. Now how do I void the dealership contract and make Penfed the lienholder on my title. Who possesses my title at this point? Its been Nine(9) days since I signed the contract and bought the vehicle. Penfed requires me to send them the title and signed promissory note within 30 days. Is that enough time to get the title transferred to them? Replies to this message: volvomax (Aug 05, 2009 2:57 pm) tornadog (Aug 06, 2009 8:38 am) corvette (Aug 10, 2009 5:26 am)
#2221 of 2238 Re: dealership contract and new auto loan [tornadog] by volvomax Aug 05, 2009 (2:57 pm)
Replying to: tornadog (Aug 05, 2009 10:27 am) If the dealer sent the contract to their lender it may be too late. they would have sent the title/MSO in with that lenders information. Check and see if the dealer still has your contract. Replies to this message: tornadog (Aug 06, 2009 8:38 am) corvette (Aug 10, 2009 5:26 am)

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