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Smart Shopper Questions About Financing New Vehicles
2253 messages, Last post on Nov 18, 2009 at 12:07 PM
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Just get a cashiers check made out and give it to your sister or the dealer. Not sure if you are just giving this money to her, or if it is a loan that you expect to be paid back. If it is a gift, you could make the check out to her, or to her and the dealer. Or give her a big paper bag full of cash, but then the dealer has to fill out disclosure forms! |
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Replying to: canddmeyer (Jun 04, 2008 1:10 am) If you do a cashiers check to her to pay for the car then you get into gift taxes and all that crap. if you mail them a check then you get into them waiting for an out of state check to clear. |
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Replying to: canddmeyer (Jun 04, 2008 1:10 am) |
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Hey guys i got a Honda Lease it ends in 8-2010 . My credit got messed up in Oct 07 I was 30 days twice with honda and my cards are still late now what i am about to do is pay ALL OF THEM IN FULL before it comes time to get another honda will i have alot of problems to getting another honda?? thanks lease started in 7-07
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Replying to: mookie14 (Jul 01, 2008 10:01 am) |
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| Can anyone share the pros and cons of Audi's Premium Purchase option? It is supposed to be a optioon of ownership with a balloon payment at end of term. Looking for any experienced advice. Thanks! | |
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I am 24 and make about $78,000/year. I have been trying to purchase a new vehicle but am having trouble. I have a 638 credit score with 3 things in collections from 4+ years ago (medical bills, college total about 2.5k). I have never had a loan of any sort until last year when I went to purchase a house they told me I needed to get credit cards. I got 3 back in May (about $300 limit on each) and I pay all of my bills on time in full every month. I tried to buy a new truck ($30,000 thereabouts) from Ford and GM; however, i was declined. I am trying to save my money for a house down payment and would not like to spend more than $3,000 down on a vehicle. I have no trade in, I will be keeping my current vehicle. If Ford and GM turned me down, what can I do now? A Co-signer is not available (well they offered, but it's more trouble than it's worth).
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