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Questions About Financing New Vehicles

2253 messages,  Last post on Nov 18, 2009 at 12:07 PM

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#2184 of 2253 Will a dealership title to anyone a car paid in full? by canddmeyer Jun 04, 2008 (1:10 am)
This is really a title question, but I don't see anywhere else I can post.   I have money. My sister now makes good money ($95,000), but has horrible credit due to past misfortunes and had to put herself (against my recommendation) into a debt management program, so she cannot get a loan even if co-signed.   The question is, if I paid in full (not financed, but cash) a brand new car would a dealer register and title the vehicle in my sister's name?   I don't want to fly 1600 miles to find out I have to buy it new and then give it to her as a used car two minutes later. Replies to this message: joel0622 (Jun 04, 2008 5:13 am) canddmeyer (Jun 04, 2008 12:55 pm)
#2185 of 2253 sure by stickguy Jun 04, 2008 (4:31 am)
Just get a cashiers check made out and give it to your sister or the dealer. Not sure if you are just giving this money to her, or if it is a loan that you expect to be paid back.   If it is a gift, you could make the check out to her, or to her and the dealer.   Or give her a big paper bag full of cash, but then the dealer has to fill out disclosure forms!
#2186 of 2253 Re: Will a dealership title to anyone a car paid in full? [canddmeyer] by joel0622 Jun 04, 2008 (5:13 am)
Replying to: canddmeyer (Jun 04, 2008 1:10 am) Yes, if a car is PIF they can title it any way you like. If it were me I would ask my sister to get the routing instructions for the dealer ship and wirte the money directly to them.   If you do a cashiers check to her to pay for the car then you get into gift taxes and all that crap. if you mail them a check then you get into them waiting for an out of state check to clear.
#2187 of 2253 Re: Will a dealership title to anyone a car paid in full? [canddmeyer] by canddmeyer Jun 04, 2008 (12:55 pm)
Replying to: canddmeyer (Jun 04, 2008 1:10 am) Thank you both for the answers. I also emailed a random dealership and they too said the vehicle can be titled to anyone I'd like if paid in full.
#2188 of 2253 Credit Restored with dings by mookie14 Jul 01, 2008 (10:01 am)
Hey guys i got a Honda Lease it ends in 8-2010 . My credit got messed up in Oct 07 I was 30 days twice with honda and my cards are still late now what i am about to do is pay ALL OF THEM IN FULL before it comes time to get another honda will i have alot of problems to getting another honda?? thanks lease started in 7-07 Replies to this message: volvomax (Jul 01, 2008 12:35 pm)
#2189 of 2253 Re: Credit Restored with dings [mookie14] by volvomax Jul 01, 2008 (12:35 pm)
Replying to: mookie14 (Jul 01, 2008 10:01 am) As long as you don't have any more issues w/ Honda, or any of your other pieces of credit, you should be fine.
#2190 of 2253 Audi Premium Purchase Option by mctt Jul 23, 2008 (3:52 pm)
Can anyone share the pros and cons of Audi's Premium Purchase option? It is supposed to be a optioon of ownership with a balloon payment at end of term. Looking for any experienced advice. Thanks!

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