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Smart Shopper Questions About Financing New Vehicles
2253 messages, Last post on Nov 18, 2009 at 12:07 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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I am going to purchase a 2008 CR-V. I currently have a 2005 Accord, which a family member is going to buy from me, and I will pay off my remaining AHFC balance and make $5000 off the sale. Honda doesn't seem to have much in the way for incentives on the CR-V's lately so I am not sure what to do on the financing end. I bought a house about 8 months ago and I do have good credit (Fico was 705 in the mortgage process). What am I looking at for typical rates? My Accord was on a 2.9& for 60 mo as a special, and I am looking at approx $26K for the CR-V with about $6K down. How bad will it affect my credit to shop around for loans? I really don't want a ton of inquiries, but want to try and get the lowest rate possible. What would be a typical dealer rate on a new car? I also qualify for the new grad program at AHFC because of my masters degree as well. Any advice would be really helpful. |
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Replying to: kokopuffs (Jan 28, 2008 8:17 am) See what they will approve you for and then see if the dealer will match it or beat it. |
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Replying to: kokopuffs (Jan 28, 2008 8:17 am)
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Replying to: dtownfb (Jan 28, 2008 10:11 am)
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A national newspaper is looking to speak to consumers who have had a tougher time getting a car loan recently. Please respond no later than Feb. 15 with your daytime contact information to Chintan Talati at ctalati edmunds.com.
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Boy, is that ever a blatant solicitation. |
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Forgetaboutit!. Youse guys don't need no fancy banks or loan houses. Come on down to Old Farmers Car loans and Orthopedic Center. We give youse a quick loan wit no credit check. For only a few hundred percent a month youse too can have the car of your choice. And if youse have trouble payin the vig...er..the payment we'll sent one of our friendly orthopedic specialists to your home to help you come up wit da dough. After a therapy session wit Frankie or Vito most people come up wit a way to pay. 
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A reporter from a large daily newspaper hopes to speak with consumers who have had difficulty obtaining credit for a vehicle purchase. If you’ve had difficulty, please respond to ctalatiedmunds.com with your daytime contact information no later than Friday, April 19, 2008.
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This is really a title question, but I don't see anywhere else I can post. I have money. My sister now makes good money ($95,000), but has horrible credit due to past misfortunes and had to put herself (against my recommendation) into a debt management program, so she cannot get a loan even if co-signed. The question is, if I paid in full (not financed, but cash) a brand new car would a dealer register and title the vehicle in my sister's name? I don't want to fly 1600 miles to find out I have to buy it new and then give it to her as a used car two minutes later.
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