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Questions About Financing New Vehicles

2253 messages,  Last post on Nov 18, 2009 at 12:07 PM

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#2170 of 2253 Re: Need some advise soon [volvomax] by british_rover Nov 06, 2007 (8:56 am)
Replying to: volvomax (Nov 06, 2007 8:40 am) Yup. This sounds like one of those deals where you hit submit on the computer screen and the fax machine starts humming a response back from the bank before the computer even finishes loading.
#2172 of 2253 Re: Car Loan For Good People With Bad Credit [peter63] by steine13 Nov 06, 2007 (5:48 pm)
Someone please tell me this is supposed to be funny.   Cuz it is, really, especially around here.   -Mathias
#2173 of 2253 Re: Car Loan For Good People With Bad Credit [peter63] by joel0622 Nov 06, 2007 (5:59 pm)
Wow the host are really asleep at the wheel on this one. That or they find it so funny that some one would post that link for this bunch they can't stand to delete it.
#2174 of 2253 Re: Car Loan For Good People With Bad Credit [peter63] by joel0622 Nov 06, 2007 (6:01 pm)
A couple questions.   If I am a BAD person with GOOD credit will you still give me a loan?   What if I am a so so type person that if you catch me at the wrong time can be a little bitchy but for the most part am a pretty good guy who just likes to go with the flow, and have bad credit. Can you get me a loan?
#2175 of 2253 Advice by kokopuffs Jan 28, 2008 (8:17 am)
I am going to purchase a 2008 CR-V. I currently have a 2005 Accord, which a family member is going to buy from me, and I will pay off my remaining AHFC balance and make $5000 off the sale.   Honda doesn't seem to have much in the way for incentives on the CR-V's lately so I am not sure what to do on the financing end. I bought a house about 8 months ago and I do have good credit (Fico was 705 in the mortgage process). What am I looking at for typical rates? My Accord was on a 2.9& for 60 mo as a special, and I am looking at approx $26K for the CR-V with about $6K down.   How bad will it affect my credit to shop around for loans? I really don't want a ton of inquiries, but want to try and get the lowest rate possible. What would be a typical dealer rate on a new car? I also qualify for the new grad program at AHFC because of my masters degree as well.   Any advice would be really helpful. Replies to this message: volvomax (Jan 28, 2008 8:57 am) dtownfb (Jan 28, 2008 10:11 am) lrguy44 (Jan 28, 2008 12:06 pm) metroins (Feb 05, 2009 1:18 pm)
#2176 of 2253 Re: Advice [kokopuffs] by volvomax Jan 28, 2008 (8:57 am)
Replying to: kokopuffs (Jan 28, 2008 8:17 am) Well, if you want to shop online try Capital One.   See what they will approve you for and then see if the dealer will match it or beat it.
#2177 of 2253 Re: Advice [kokopuffs] by dtownfb Jan 28, 2008 (10:11 am)
Replying to: kokopuffs (Jan 28, 2008 8:17 am) First don't assume that your credit score is still 705. 8 months is a long time and now you have your mortgage on your credit report. Try your bank or credit union, if you belong to one. Also don't count out Honda Financing. They may be able to work something out that beat the bank and credit union. Replies to this message: lrguy44 (Jan 28, 2008 12:06 pm) metroins (Feb 05, 2009 1:18 pm)
#2178 of 2253 Re: Advice [dtownfb] by lrguy44 Jan 28, 2008 (12:06 pm)
Replying to: dtownfb (Jan 28, 2008 10:11 am) Also, a car FICO will be different - car is a mobile depreciating asset Replies to this message: metroins (Feb 05, 2009 1:18 pm)
#2179 of 2253 Press Request by KarenS HOST Feb 11, 2008 (2:42 pm)
A national newspaper is looking to speak to consumers who have had a tougher time getting a car loan recently. Please respond no later than Feb. 15 with your daytime contact information to Chintan Talati at ctalatiedmunds.com.

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