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Questions About Financing New Vehicles

2183 messages,  Last post on Apr 15, 2008 at 6:45 AM

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What is this discussion about? Car Financing

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#2174 of 2183 Re: Car Loan For Good People With Bad Credit [peter63] by joel0622 Nov 06, 2007 (7:01 pm)
A couple questions.   If I am a BAD person with GOOD credit will you still give me a loan?   What if I am a so so type person that if you catch me at the wrong time can be a little bitchy but for the most part am a pretty good guy who just likes to go with the flow, and have bad credit. Can you get me a loan?
#2175 of 2183 Advice by kokopuffs Jan 28, 2008 (9:17 am)
I am going to purchase a 2008 CR-V. I currently have a 2005 Accord, which a family member is going to buy from me, and I will pay off my remaining AHFC balance and make $5000 off the sale.   Honda doesn't seem to have much in the way for incentives on the CR-V's lately so I am not sure what to do on the financing end. I bought a house about 8 months ago and I do have good credit (Fico was 705 in the mortgage process). What am I looking at for typical rates? My Accord was on a 2.9& for 60 mo as a special, and I am looking at approx $26K for the CR-V with about $6K down.   How bad will it affect my credit to shop around for loans? I really don't want a ton of inquiries, but want to try and get the lowest rate possible. What would be a typical dealer rate on a new car? I also qualify for the new grad program at AHFC because of my masters degree as well.   Any advice would be really helpful. Replies to this message: volvomax (Jan 28, 2008 9:57 am) dtownfb (Jan 28, 2008 11:11 am) lrguy44 (Jan 28, 2008 1:06 pm)
#2176 of 2183 Re: Advice [kokopuffs] by volvomax Jan 28, 2008 (9:57 am)
Replying to: kokopuffs (Jan 28, 2008 9:17 am) Well, if you want to shop online try Capital One.   See what they will approve you for and then see if the dealer will match it or beat it.
#2177 of 2183 Re: Advice [kokopuffs] by dtownfb Jan 28, 2008 (11:11 am)
Replying to: kokopuffs (Jan 28, 2008 9:17 am) First don't assume that your credit score is still 705. 8 months is a long time and now you have your mortgage on your credit report. Try your bank or credit union, if you belong to one. Also don't count out Honda Financing. They may be able to work something out that beat the bank and credit union. Replies to this message: lrguy44 (Jan 28, 2008 1:06 pm)
#2178 of 2183 Re: Advice [dtownfb] by lrguy44 Jan 28, 2008 (1:06 pm)
Replying to: dtownfb (Jan 28, 2008 11:11 am) Also, a car FICO will be different - car is a mobile depreciating asset
#2179 of 2183 Press Request by KarenS HOST Feb 11, 2008 (3:42 pm)
A national newspaper is looking to speak to consumers who have had a tougher time getting a car loan recently. Please respond no later than Feb. 15 with your daytime contact information to Chintan Talati at ctalatiedmunds.com.
#2181 of 2183 Re: Blank Check Car Loans [peter63] by lrguy44 Feb 21, 2008 (3:15 pm)
Boy, is that ever a blatant solicitation.
#2182 of 2183 Re: Blank Check Car Loans [peter63] by oldfarmer50 Feb 21, 2008 (5:10 pm)
Forgetaboutit!. Youse guys don't need no fancy banks or loan houses. Come on down to Old Farmers Car loans and Orthopedic Center. We give youse a quick loan wit no credit check. For only a few hundred percent a month youse too can have the car of your choice.   And if youse have trouble payin the vig...er..the payment we'll sent one of our friendly orthopedic specialists to your home to help you come up wit da dough. After a therapy session wit Frankie or Vito most people come up wit a way to pay.
#2183 of 2183 Press Request by KarenS HOST Apr 15, 2008 (6:45 am)
A reporter from a large daily newspaper hopes to speak with consumers who have had difficulty obtaining credit for a vehicle purchase. If you’ve had difficulty, please respond to ctalatiedmunds.com with your daytime contact information no later than Friday, April 19, 2008.

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